Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active

Active·12 days on market

75471 Bridgewater Drive

Yulee, FL 32097

$325,000$175/sqftEst. $1,669/moMLS# 2142967

Beds

Baths

1,856

Sq Ft

2023

Built

Garage

Pool

About this home

Yulee

Its Not Too Late, We're Back On Market **VA Appraisal at $331k** River Glen, highly rated schools, and a layout that actually makes sense. The main living area is open enough to stay connected, but still defined so everything has its place. No weird layouts. No wasted space. Plus it's roomy enough to be whatever you need it to be. Dining room, office, homeschool setup, or the spot everyone ends up gathering anyway. The bathrooms have already had the glow-up. New mirrors, updated lighting, new faucets and shower heads... the kind of upgrades that take it out of builder grade and into ''we don't have to touch a thing.'' Plus, a split floorplan makes it feel like everyone isnt all up in your space! And then there's River Glen. A neighborhood people actually try to get into, with community amenities (POOL, SPLASH PAD, CLUB HOUSE, TENNIS COURTS), a strong sense of connection, and a location that puts you minutes to JAX & a quick drive to Amelia Islan

Cost to own

Mortgage calculator

Home Price

$325,000

Down Payment: 20%

$65,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,669

Principal & Interest: $1,669

Property taxes (est.): $449

Insurance (est.): $217

Estimated Total Monthly

$2,334

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,669

Property taxesest. at asking price, Nassau County$449

HOAbilled annually$10

Estimated total, before insurance$2,128/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,738/yr · $562/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $309,000 in June 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$282,762	$228,717	—
2024	$271,564	$221,564	—
2023	$55,000	$55,000	—
2022	$9,538	$9,538	—

2025 property taxes (current owner): $6,738/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History