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This home is in Riverwood, Ponte Vedra — a 55+ community home in Nocatee.

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Sold

Sold·Closed May 4, 2026·116 days on market·Recent sales in Riverwood·Riverwood

128 Covered Creek Drive

Ponte Vedra, FL 32081

$461,000sold priceListed at $479,000 · 96.2% of asking$292/sqftMLS# 2121038

Beds

Baths

1,577

Sq Ft

2018

Built

Garage

Pool

16 more homes for sale in Riverwood →Search Riverwood on the map

HOA $245/mo4,792 sqft lotSingle Family Residence1 story

About this home

Riverwood

Welcome to gated 55+ Del Webb Ponte Vedra in Nocatee just 15 mins from pristine beaches & championship PGA golf. Well-designed, open & airy Taft Street floor plan offers 2 bedrooms, 2 baths + an office/flex space + sunroom + screened lanai & patio, fenced yard. This immaculate, turnkey home shows exceptional attention to detail & upgraded top-end finishes, appliances, & fixtures: polished granite countertops & large center island, wood grained tile floors/no carpet, 9' ceilings, 8' doors, reverse osmosis system, professional landscaping including detailed plant info. SEE LIST OF UPGRADES ATTACHED. Owners enjoy all privileges at the Anastasia Club: indoor & outdoor pools & spas, pickle ball, bocce, tennis, fitness, game rooms, numerous clubs, a full-time activity director plus access to the Nocatee Water Parks & Amenities. DWPV is a few mins from Nocatee Town Center's grocery stores, restaurants & shops. Nocatee & DWPV are golf cart friendly.

Next steps in Riverwood

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,533

Property taxesest. at asking price, St. Johns County$613

HOAbilled monthly$245

Estimated total, before insurance$3,392/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,978/yr · $415/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Guana Reserve beach lot (middle)
30 min drive · 80 parking spaces
Closest park or preserve
Nocatee Preserve
14 min drive · 2,378 acres
Closest public boat ramp
Guana River Wildlife Management Area – Six Mile Landing Public Boat Ramp (10 HP Max)
about 4 mi · Guana Lake
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Ramp
about 1 mi · Tolomato River
Closest youth league fields
Nocatee Community Park
7 min drive · Soccer
Closest grocery store
Publix
8 min drive · 250 Pine Lake Dr, Ponte Vedra

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,978/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $295/sq ft; this home is listed at $304/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
101 Covered Creek Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED	Jul 2026	$399,000	$309	2/2	1,290	77	0
186 Covered Creek Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED	Sep 2026	$335,000	$260	2/2	1,290	83	0.1
116 Woodbriar Road, Ponte Vedra, FL 32081Listed by WATSON REALTY CORP	Oct 2026	$359,000	$266	2/2	1,348	253	0.3
293 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by JPAR CITY AND BEACH	Sep 2026	$572,500	$291	2/2	1,964	8	0.3
102 Woodbriar Road, Ponte Vedra, FL 32081Listed by WATSON REALTY CORP	Jul 2026	$380,000	$295	2/2	1,290	23	0.4
119 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED	Jul 2026	$629,000	$373	2/2	1,685	103	0.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$479,000

Price / Sq Ft$304

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,577

Total Structure Area2,260 sq ft

Acres0.11 acres

Year Built2018

TypeResidential

Sub-TypeSingle Family Residence

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

School Information

This listingNo schools reported in the MLS

ElementaryPine Island Academy, reported on 10 other Riverwood By Del Webb listings

MiddlePine Island Academy, reported on 9 other Riverwood By Del Webb listings

HighAllen D. Nease, reported on 12 other Riverwood By Del Webb listings

County schoolsSt. Johns County Schools

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address128 Covered Creek Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionRiverwood By Del Webb

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size4,791.6 sq ft

Parcel Number0722531800

ZoningSingle Family

Amenities

AmenitiesPool, Barbecue, Boat Launch, Clubhouse, Dog Park, Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Park, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)

Community FeaturesGated

UtilitiesCable Connected, Electricity Connected, Sewer Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile

# of Stories1

LevelsOne

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear

Patio / PorchDeck, Front Porch, Patio, Porch, Screened

FencingBack Yard, Wrought Iron

RoofShingle

ConstructionFrame, Stucco

Road SurfaceConcrete

Additional Information

Date ListedDecember 10, 2025

Days on Market116

HOA Fees$245 / Monthly

HOA FrequencyMonthly

HOA NameRiverwood by Del Webb

Tax Amount$4,977.98

Tax Year2025

Listing TermsCash, Conventional

55+ CommunityYes

New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Sold by: COWFORD REALTY & DESIGN LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverwood

Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

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