This home is in Palencia, St. Augustine — a home near Allen D. Nease High School.
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Sold·Closed Feb 18, 2026·37 days on market·Recent sales in Palencia·Palencia
218 Sophia Terrace
St. Augustine, FL 32095
43 more homes for sale in Palencia →Search Palencia on the map
About this home
Palencia
Timeless elegance meets quality construction on an executive, private lot in gated golf & tennis community PALENCIA. This stunning, well-maintained custom POOL home with spa and outdoor kitchen is nestled on a serene preserve. Outstanding features make arriving at 218 Sophia Terrace special, as the home has a circular driveway with extra parking and a three-car garage. A porch awaits, perfect for cozy chairs, and then you step into a two-story grand foyer. New wide-plank hardwood flooring is throughout most of the downstairs. When you walk through the solid-wood double doors, you are greeted with a view of the formal dining and living room and straight ahead, the pool/spa/grilling area/large yard is visible. It's a true outdoor oasis! The kitchen is spacious with seating for 8 at the counter plus a quaint breakfast nook with a double-sided fireplace. Stainless appliances and a gas cooktop make cooking a delight.
Next steps in Palencia
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,753 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve dirt lot36 min drive · 60 parking spaces
Closest park or preserve
Stokes Landing Conservation Area10 min drive · 1.9 mi of trails
Closest public boat ramp
GTM Guana River Dam Recreation Area – River Access Rampabout 3 mi · Guana River
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 3 mi · Tolomato River
Closest youth league fields
Palencia Park3 min drive · Baseball
Closest grocery store
Publix5 min drive · 7462 US Hwy 1 N, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:31 AM, sunset 6:50 PM.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $11,173/yr
Estimated taxes if purchased at asking price: ~$17,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $346/sq ft; this home is listed at $297/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 266 Sophia Terrace, St. Augustine, FL 32095Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $1,090,000 | $365 | 4/3 | 2,983 | 120 | 0.2 |
| 161 N River Drive, St. Augustine, FL 32095Listed by EXP REALTY LLC | Oct 2026 | $1,275,000 | $346 | 4/4 | 3,681 | 114 | 0.2 |
| 828 Riley Lane, St. Augustine, FL 32095Listed by INTERNATIONAL GOLF REALTY | Sep 2026 | $778,000 | $252 | 5/3 | 3,083 | 35 | 0.3 |
| 101 Hickory Hill Drive, St. Augustine, FL 32095Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $2,025,000 | $416 | 4/4.5 | 4,865 | 4 | 0.4 |
| 771 Cypress Crossing Trail, St. Augustine, FL 32095Listed by LPT REALTY LLC | Jul 2026 | $975,000 | $299 | 4/4 | 3,266 | 43 | 0.4 |
| 560 Sebastian Square, St. Augustine, FL 32095Listed by COMPASS FLORIDA LLC | Oct 2026 | $1,220,000 | $326 | 4/4 | 3,738 | 83 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palencia
Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Palencia homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Feb 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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