This home is in Palencia, St. Augustine — a home near Allen D. Nease High School.
Sold·Closed Sep 8, 2026·35 days on market·Recent sales in Palencia·Palencia
828 Riley Lane
St. Augustine, FL 32095
43 more homes for sale in Palencia →Search Palencia on the map
About this home
Palencia
Welcome to 828 Riley Lane, a beautifully maintained executive home located within the gates of Palencia, one of Northeast Florida's premier golf course communities. Tucked away on a premium preserve homesite surrounded by mature trees and lush tropical landscaping, this home offers exceptional privacy and a backyard setting that is increasingly difficult to find. Inside, soaring ceilings, rich wood flooring, formal living and dining rooms, and a dedicated home office create an elegant yet functional floor plan. The spacious kitchen features granite countertops, abundant cabinetry, a center island, breakfast bar seating, and seamless flow into the family room and outdoor entertaining spaces. The privately situated owner's retreat offers a peaceful escape with a spa-inspired bath featuring a soaking tub, walk-in shower, and generous closet space. Additional bedrooms provide flexibility for guests, family, hobbies, or work-from-home needs. The true showpiece is the backyard. An expansi
Next steps in Palencia
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,745 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $617,086 | $328,903 | — |
| 2024 | $618,977 | $318,926 | — |
| 2023 | $616,377 | $308,181 | — |
| 2022 | $511,633 | $297,749 | — |
| 2021 | $392,313 | $287,620 | — |
| 2020 | $340,215 | $282,959 | — |
2025 property taxes (current owner): $8,673/yr
Estimated taxes if purchased at asking price: ~$12,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 11, 2026Closed$810,000
- Aug 1, 2026Active Under Contract$810,000
- Jun 26, 2026Listed$810,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $275/sq ft; this home is listed at $263/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 720 Toria Lane, St. Augustine, FL 32095Listed by LPT REALTY LLC | Oct 2026 | $650,000 | $253 | 4/3 | 2,567 | 40 | 0.1 |
| 266 Sophia Terrace, St. Augustine, FL 32095Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $1,090,000 | $365 | 4/3 | 2,983 | 120 | 0.2 |
| 836 Cypress Crossing Trail, St. Augustine, FL 32095Listed by LPT REALTY LLC | Aug 2026 | $645,000 | $275 | 3/2.5 | 2,343 | 25 | 0.2 |
| 161 N River Drive, St. Augustine, FL 32095Listed by EXP REALTY LLC | Oct 2026 | $1,275,000 | $346 | 4/4 | 3,681 | 114 | 0.4 |
| 508 Sebastian Square, St. Augustine, FL 32095Listed by ROUND TABLE REALTY | Jul 2026 | $975,000 | $275 | 4/4 | 3,551 | 43 | 0.4 |
| 725 Cypress Crossing Trail, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Jul 2026 | $665,000 | $244 | 5/3 | 2,725 | 1 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: INTERNATIONAL GOLF REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palencia
Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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