Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a pool home in St. Johns County.

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Active

Active·3 days on market·Palencia

44 Brasilla Avenue

St. Augustine, FL 32095

$1,195,000$300/sqftEst. $6,150/moMLS# 2159466

Beds

Baths

3,985

Sq Ft

2019

Built

Garage

Yes

Pool

About this home

Palencia

Luxury Pool Home on a Private Corner Lot in Palencia! Welcome to 44 Brasilla Court, an exceptional 3,985-square-foot residence offering 4 bedrooms, 4 full bathrooms, a private office, formal dining room, and an expansive bonus room that easily serves as a 5th bedroom. Perfectly situated on a beautifully landscaped 0.38-acre corner lot, this home blends timeless elegance with modern convenience in one of St. Johns County's most sought-after gated communities. From the moment you enter through the stunning etched glass front door, you'll appreciate the attention to detail throughout, including soaring 8-foot interior doors, extensive crown molding, and beautiful wood-look tile flooring. The thoughtfully designed floor plan offers spacious living areas ideal for both everyday living and entertaining. The chef's kitchen is the heart of the home, featuring double ovens, abundant cabinetry, generous prep space, and an open layout overlooking the family room and outdoor living area.

Cost to own

Mortgage calculator

Home Price

$1,195,000

Down Payment: 20%

$239,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$6,150

Principal & Interest: $6,150

Property taxes (est.): $1,590

Insurance (est.): $797

Estimated Total Monthly

$8,537

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$6,150

Property taxesest. at asking price, St. Johns County$1,590

HOAbilled annually$12

Estimated total, before insurance$7,752/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,913/yr · $993/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,913/yr

Estimated taxes if purchased at asking price: ~$19,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,727 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 10, 2026Listed$1,195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,195,000

Price / Sq Ft$300

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,985

Acres0.38 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water, Screen Enclosure

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryPalencia

MiddlePacetti Bay

HighAllen D. Nease

Community Information

Address44 Brasilla Avenue, St. Augustine, FL 32095

Area312-Palencia Area

SubdivisionPalencia

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size16,552.8 sq ft

Parcel Number0721532120

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Park, Pickleball, Playground, Security, Tennis Court(s), Water

UtilitiesSewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic, Well

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories2

LevelsTwo