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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Mcgirts Creek, Yulee.

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Sold

Sold·Closed Jun 30, 2026·56 days on market·Recent sales in Mcgirts Creek·Mcgirts Creek

96899 McGirts Creek Loop

Yulee, FL 32097

$599,990sold priceListed at $599,990 · 100% of asking$203/sqftMLS# 2127642
4
Beds
3
Baths
2,953
Sq Ft
2026
Built
3
Garage
No
Pool

8 more homes for sale in Mcgirts Creek →Search Mcgirts Creek on the map

HOA $71/moSingle Family Residence2 storiesNew construction

About this home

Mcgirts Creek

The Marshall is an ideal home with the primary suite, guest suite and office downstairs, and two bedrooms and a loft upstairs. Nestled in the gorgeous community of McGirt's Creek is a hidden gem that you MUST see!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,323
Property taxesest. at asking price, Nassau County$828
HOAbilled annually$71
Estimated total, before insurance$4,223/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,072/yr · $173/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$599,990
$119,998
Loan Term
Monthly Payment
$3,323
Principal & Interest: $3,323
Property taxes (est.): $828
Insurance (est.): $400
Estimated Total Monthly
$4,552
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$135,000$135,000—
2024$29,000$29,000—

2025 property taxes (current owner): $2,072/yr

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $203/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96891 McGirts Creek, Yulee, FL 32097Listed by DREES REALTYJan 2026$582,990$2434/32,403770.7
96235 Sweetbriar Lane, Yulee, FL 32097Listed by COMPASS FLORIDA LLCJul 2026$510,000$2404/22,127630.9
97265 Castle Ridge Drive, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$625,000$2175/32,883401
83029 Dowitcher Place, Yulee, FL 32097Listed by EXP REALTY LLCJun 2026$560,000$1745/43,217791
96069 Breezeway Court, Yulee, FL 32097Listed by REDFIN CORPORATIONSep 2026$550,000$2214/32,494361.1
96072 Breezeway Court, Yulee, FL 32097Listed by CASTILLO REAL ESTATE JAXOct 2025$490,000$1964/32,49441.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,990
Price / Sq Ft$203
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,953
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address96899 McGirts Creek Loop, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionMcgirts Creek
CityYulee
CountyNassau
StateFL
Zip Code32097
Parcel Number503N28016500060000

Amenities

AmenitiesPlayground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedJanuary 29, 2026
Days on Market56
HOA Fees$850 / Annually
HOA FrequencyAnnually
Tax Amount$2,072.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: DREES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Mcgirts Creek

Mcgirts Creek is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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