Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Mcgirts Creek, Yulee.

No photos available

This listing has no photos yet

Sold

Sold·Closed Mar 31, 2026·257 days on market·Recent sales in Mcgirts Creek·Mcgirts Creek

97003 McGirts Creek Loop

Yulee, FL 32097

$523,990sold priceListed at $549,990 · 95.3% of asking$224/sqftMLS# 2093989
4
Beds
3
Baths
2,336
Sq Ft
2025
Built
3
Garage
No
Pool

8 more homes for sale in Mcgirts Creek →Search Mcgirts Creek on the map

HOA $71/moSingle Family Residence1 storyNew construction

About this home

Mcgirts Creek

Discover McGirt's Creek, a new construction community by Drees Homes in the charming town of Yulee, FL. Ideally situated just minutes from pristine beaches, the bustling city of Jacksonville, and the historic charm of Fernandina Beach, this community offers the perfect balance of convenience and tranquility. Residents will enjoy easy access to top-rated schools, shopping, dining, and outdoor adventures, all while being nestled in a peaceful, natural setting. McGirt's Creek is the ideal location for those seeking a vibrant lifestyle close to Florida's stunning coastlines.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,880
Property taxesest. at asking price, Nassau County$723
HOAbilled annually$71
Estimated total, before insurance$3,674/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$135,000$135,000—
2024$29,000$29,000—

2024 property taxes (current owner): $453/yr

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $235/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96899 McGirts Creek Loop, Yulee, FL 32097Listed by DREES REALTYJun 2026$599,990$2034/32,953560.1
97040 Rhianna Lane, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSOct 2026$430,000$2423/21,777780.6
97046 Katfish, Yulee, FL 32097Listed by ALFA REALTORS CORPJun 2026$315,501$1543/22,050100.6
96235 Sweetbriar Lane, Yulee, FL 32097Listed by COMPASS FLORIDA LLCJul 2026$510,000$2404/22,127631
97265 Castle Ridge Drive, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$625,000$2175/32,883401
97535 Pirates Point Road, Yulee, FL 32097Listed by PINEYWOODS REALTY LLCMay 2026$595,000$2373/22,5131431

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$549,990
Price / Sq Ft$235
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,336
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address97003 McGirts Creek Loop, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionMcgirts Creek
CityYulee
CountyNassau
StateFL
Zip Code32097
Parcel Number503N28016500430000

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Pantry
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
# of Stories1

Exterior

Patio / PorchFront Porch, Patio
ConstructionComposition Siding

Additional Information

Date ListedJune 18, 2025
Days on Market257
HOA Fees$850 / Annually
HOA FrequencyAnnually
Tax Amount$453.21
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: DREES REALTY

Sold by: BRIDGE & BEACON REAL ESTATE LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Mcgirts Creek

Mcgirts Creek is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Mcgirts Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines