This home is in Yulee.
$430,000Sold3 bd · 2 ba · 1,777 sq ft
Sold·Closed Oct 14, 2026·78 days on market·Recent sales in Yulee
97040 Rhianna Lane
Yulee, FL 32097
About this home
Yulee
One of a kind property (with Brand New Roof & Drainfield) offering a rare combination of space, flexibility, and freedom with no HOA or deed restrictions, set on a nearly fully fenced half acre. Inside, the home features an open split floor plan with vaulted ceilings, creating a bright and inviting atmosphere throughout. The spacious kitchen offers ample countertop space and a gas stove, making it both functional and ideal for everyday living and entertaining. The primary suite serves as a private retreat, featuring a large bathroom with a soaking tub, separate shower, and a walk-in closet. The attached two-car garage is finished with durable Shark Coating flooring for a clean, polished look, and the home is equipped with a whole-home water softener system. Beyond the main home, the property truly stands out. An oversized insulated detached garage includes a finished room in the rear, perfect for a game room, pool table area, or additional entertaining space. Septic Inspection on file.
Next steps in Yulee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2007)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,704 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Beach access 13, S Fletcher Ave. & S. Jefferson Ave.about 6 mi · 10 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 6 mi · 3.6 mi of trails
Closest public boat ramp
Melton Nelson Park and Boat Rampabout 3 mi · Lofton Creek
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 6 mi · Egan's Creek
Closest grocery store
Targetabout 3 mi · 463737 State Rd 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $388,307 | $179,108 | — |
| 2025 | $383,172 | $173,737 | — |
| 2024 | $338,446 | $168,133 | — |
| 2023 | $306,797 | $161,780 | — |
| 2022 | $257,500 | $155,612 | — |
| 2021 | $215,581 | $149,623 | — |
| 2020 | $196,867 | $146,867 | — |
2025 property taxes (current owner): $2,826/yr
Estimated taxes if purchased at asking price: ~$6,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 15, 2026Closed$445,000
- Sep 3, 2026Pending$445,000
- Aug 26, 2026Price change$445,000−$4,000
- Jun 16, 2026Listed$449,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $242/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 87061 Farnsworth Lane, Yulee, FL 32097Listed by ENTERA REALTY LLC | Aug 2026 | $319,900 | $210 | 4/2 | 1,520 | 111 | 0.2 |
| 87083 Chesapeake Avenue, Yulee, FL 32097Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Apr 2026 | $362,500 | $211 | 3/2 | 1,718 | 27 | 0.2 |
| 87122 Villa Lane, Yulee, FL 32097Listed by WATSON REALTY CORP | Aug 2026 | $335,000 | $243 | 3/2 | 1,378 | 84 | 0.3 |
| 87043 Chesapeake Avenue, Yulee, FL 32097Listed by ENTERA REALTY LLC | Aug 2026 | $319,900 | $210 | 4/2 | 1,520 | 51 | 0.3 |
| 97236 Pirates Way, Yulee, FL 32097Listed by ATLANTIC SALT REALTY | Sep 2026 | $400,000 | $266 | 3/2 | 1,503 | 95 | 0.8 |
| 97646 Bluff View Circle, Yulee, FL 32097Listed by KELLER WILLIAMS ST JOHNS | Jul 2026 | $367,500 | $179 | 4/2 | 2,055 | 67 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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