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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Oct 31, 2025·45 days on market·Recent sales in SilverLeaf

3556 Silvery Lane

Jacksonville, FL 32217

$1,031,050sold priceListed at $1,100,000 · 93.7% of asking$275/sqftMLS# 2108948
4
Beds
5
Baths
3,743
Sq Ft
1990
Built
3
Garage
No
Pool
HOA $32/mo13,068 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

RENOVATED HOME IN THE HEART OF THE CITY! This brick, family home is ready for a new owner. Great subdivision with very unique homes strategically located near major highways, restaurants, hospitals and schools. The high ceilings and extensive crown moulding welcome plenty of natural sunlight! Two bedrooms are located downstairs and two bedrooms are upstairs providing a separation of space. All bathrooms have been renovated. The primary bedroom is very spacious with his and her closets in the primary bathroom. There is a separate office for the individual/couple that work from home. The upstairs is a perfect haven for children with a seperate living space perfect for watching tv or handling homework. This home comes complete with a living room, a family room and a dining room! Located towards the end of the street, there is plenty of privacy. The lot is fully fenced for those outdoor animals. Two new AC units, a tankless water heater and a new roof!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$5,666
Property taxesest. at asking price, Duval County$1,684
HOAbilled annually$32
Estimated total, before insurance$7,381/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$12,310/yr · $1,026/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,619 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $12,310/yr

Estimated taxes if purchased at asking price: ~$20,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $294/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3621 Silvery Lane, Jacksonville, FL 32217Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$878,000$2544/33,450140.2
8349 Kim Road, Jacksonville, FL 32217Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$790,000$2503/33,156890.2
3722 Point Pleasant Road, Jacksonville, FL 32217Listed by FLORIDA HOMES REALTY & MTG LLCMar 2026$565,000$2014/3.52,814220.2
3523 Hilliard Road, Jacksonville, FL 32217Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYApr 2026$2,500,000$5374/44,65670.3
3707 Cathedral Oaks Place S, Jacksonville, FL 32217Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$769,000$2275/3.53,3841730.4
3691 Cathedral Oaks Place S, Jacksonville, FL 32217Listed by ALL REAL ESTATE OPTIONS INCMay 2026$605,000$1875/33,2391670.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,100,000
Price / Sq Ft$294
Bedrooms4
Bathrooms5.00
Full Baths5
Square Footage3,743
Acres0.30 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3556 Silvery Lane, Jacksonville, FL 32217
Area012-San Jose
SubdivisionSilverleaf
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size13,068 sq ft
Lot Dimensions110' X 128'
Parcel Number1515550160

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Microwave, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo

Exterior

Patio / PorchAwning(s)
FencingBack Yard
RoofShingle
ConstructionBrick
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 16, 2025
Days on Market45
HOA Fees$380 / Annually
HOA FrequencyAnnually
Tax Amount$12,310.4
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Sold by: RE/MAX SPECIALISTS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 31, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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