This home is in St. Augustine — a gated community home in St. Johns County.
Pending·158 days on market
95 Irvington Court 5
St. Augustine, FL 32092
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
Experience luxury living in this stunning Toll Brothers 5 bedroom, 4.5 bath home nestled in the gated community of Newbrook. Designed for both comfort and entertaining this home boasts a chef's kitchen with upgraded KitchenAid appliances, stacked cabinets and decorative hood, all seamlessly flowing through the dining area to the two story great room with fireplace and with sliding glass doors to the outdoor living retreat. Laundry will be a pleasure in the spacious room with abundant cabinetry. Elegant designer finishes have been selected throughout for this home. Newbrook features its own amenity center with pool, clubhouse and fitness center in addition to the amenity centers in the master planned golf cart community of Silverleaf. Newbrook is more than a community, it is a lifestyle! Toll Brothers home available for immediate move in. Call today to schedule you private tour!
Next steps in SilverLeaf
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $130,000 | $130,000 | — |
Estimated taxes if purchased at asking price: ~$18,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 2, 2026Pending$1,144,000
- Sep 12, 2026Price change$1,144,000−$5,000
- May 9, 2026Listed$1,149,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $253/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 297 Heritage Pines Way, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLC | May 2026 | $1,085,000 | $289 | 5/5.5 | 3,749 | 377 | 0.1 |
| 327 Pine Leaf Drive, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLC | Jun 2026 | $749,000 | $234 | 4/4 | 3,200 | 372 | 0.2 |
| 371 Pine Leaf Drive, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLC | May 2026 | $769,000 | $240 | 4/4 | 3,200 | 350 | 0.2 |
| 258 Pine Leaf Drive, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLC | Apr 2026 | $775,000 | $239 | 4/4 | 3,241 | 344 | 0.2 |
| 477 Pine Leaf Drive 151, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLC | Jun 2026 | $826,000 | $258 | 4/4 | 3,200 | 20 | 0.3 |
| 279 Pine Leaf Drive, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLC | May 2026 | $754,000 | $233 | 4/2.5 | 3,241 | 341 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Silverleaf
For Sale267 Bismarck Palm RoadSt. Augustine, FL 32092
4 bd · 3.5 ba · 3,710 sq ft
$1,129,000Est. $6,009/moNew Toll Brothers home ready October! Welcome home through a grand double door entry into a breathtaking two story…
Listing Office: jacksonville tbi realty, llc
Pending233 Arbor Creek DriveSt. Augustine, FL 32092
5 bd · 4.5 ba · 4,055 sq ft
$1,174,900Est. $6,253/moDiscover the ''Harper'' new construction home by MasterCraft Builder Group, nestled in the gated Hidden Creek…
Listing Office: perry homes
Pending199 Brook Ridge WaySt. Augustine, FL 32092
4 bd · 3 ba · 3,126 sq ft
$1,182,362Est. $6,293/moStep into the Egret V: 4 bedrooms, 3 baths, and 3,000+ sq ft of open, elegant living. Gourmet kitchen with island,…
Listing Office: ici select realty, inc.
For Sale348 Chestnut Oak RoadSt. Augustine, FL 32092
4 bd · 4.5 ba · 4,025 sq ft
$1,197,349Est. $6,373/moThe Breckenridge is a 3,999 sq ft two-story home with 4 bedrooms, 4.5 baths, and a 3-car garage. Open living flows from…
Listing Office: ici select realty, inc.
Keep looking
Similar homes in St. Augustine
Explore the area
More in SilverLeaf
SilverLeaf guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines