This home is in San Jose, Jacksonville — a gated community home in Jacksonville.
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Sold·Closed Apr 8, 2026·7 days on market·Recent sales in San Jose·San Jose
3523 Hilliard Road
Jacksonville, FL 32217
11 more homes for sale in San Jose →Search San Jose on the map
About this home
San Jose
High-elevation gated riverfront opportunity in the desirable San Jose area of Jacksonville overlooking the St. Johns River. Situated on 1.4 gated acres, this 4,656 SF custom-built 1988 home offers 4BR/4BA + office + bonus, a 3.5-car garage and circular drive. Floor-to-ceiling windows in the great & music rooms capture sweeping water views and showcase a double-sided wood burning stone fireplace adjoining living/music and dining areas. Hardwood floors in main spaces. Easy flow to kitchen and breakfast room, all overlooking the St Johns River, pool, expansive backyard and private dock. Primary suite & balcony occupies its own private second level. Separate staircase leads to a bonus room--ideal for guests or recreation. Outdoors a sports court for pickleball, tennis or basketball. Prime location just 20 minutes to downtown and minutes to private schools and clubs. Rare chance to personalize and make it your taste in an extraordinary riverfront setting and premier location..
Next steps in San Jose
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1988)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,580 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave Sabout 14 mi · 28 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 5 mi · 4 mi of trails
Closest public boat ramp
Goodby's Creek Boat Rampabout 0.7 mi · St. Johns River - Goodby's Creek
Closest kayak & paddleboard launch
Alejandro Garces Camp Tomahawk Park Paddlecraft Accessabout 0.9 mi · Goodby's Creek
Closest youth league fields
David A. & Linda B. Stein Jewish Community Allianceabout 0.4 mi · Basketball
Closest grocery store
Aldiabout 2 mi · 8775 Old Kings Road South, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Northeast-facing backyard — summer sunrises, all-day cool
The listing reports the home facing southwest, which puts the backyard and pool on the northeast side. Today at this address: sunrise 7:34 AM, sunset 6:47 PM.
- A pool here trades warmth for comfort.
- The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
- The coolest diagonal for a lanai.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $21,428/yr
Estimated taxes if purchased at asking price: ~$49,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $254/sq ft; this home is listed at $537/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3707 Cathedral Oaks Place S, Jacksonville, FL 32217Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $769,000 | $227 | 5/3.5 | 3,384 | 173 | 0.2 |
| 3672 Cathedral Oaks Place N, Jacksonville, FL 32217Listed by RUSH REALTY GROUP, LLC | May 2026 | $905,000 | $211 | 5/3.5 | 4,294 | 27 | 0.2 |
| 3673 Cathedral Oaks Place S, Jacksonville, FL 32217Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Jul 2025 | $750,000 | $226 | 4/3 | 3,318 | 9 | 0.2 |
| 3766 Cathedral Oaks Place S, Jacksonville, FL 32217Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Dec 2025 | $905,000 | $277 | 4/3 | 3,263 | 2 | 0.3 |
| 3556 Silvery Lane, Jacksonville, FL 32217Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Oct 2025 | $1,031,050 | $275 | 4/5 | 3,743 | 45 | 0.3 |
| 3621 Silvery Lane, Jacksonville, FL 32217Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Oct 2026 | $878,000 | $254 | 4/3 | 3,450 | 14 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Sold by: RE/MAX UNLIMITED (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About San Jose
San Jose is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.
View all San Jose homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
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