This home is in Sea Winds, St. Augustine — an oceanfront home in Northeast Florida.
Active·479 days on market·Sea Winds
890 A1A Beach Boulevard 39
St. Augustine, FL 32080
3 more homes for sale in Sea Winds →Search Sea Winds on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Sea Winds
Fully Furnished with great rental history, oceanfront beautifully designed 3 story townhome in a gated St. Augustine Beach community. With 3 bedrooms, 3.5 baths, a 1 car garage & oceanfront balconies on every floor, this spacious home is perfect for enjoying panoramic views & ocean breezes. The 1st floor features a guest suite with a private bath & balcony, a second guest bedroom, a full bath, plus a laundry room. On the 2nd floor is an open concept living room with an oceanfront balcony, kitchen with granite countertops, stainless steel appliances & a charming breakfast nook with its own balcony plus a half bath for guests. On the 3rd floor, the private master suite is a true retreat with its own oceanfront balcony & en suite bath. All tile flooring throughout makes maintenance a breeze. Enjoy gated beach access, a community pool, & clubhouse. Currently operating as a successful STR this property is ideal a primary home or vacation retreat.
Next steps in Sea Winds
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1982)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · St Johns County Utilities
County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,729 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $804,650 | $753,587 | — |
| 2024 | $719,876 | $685,079 | — |
| 2023 | $719,876 | $622,799 | — |
| 2022 | $645,050 | $566,181 | — |
| 2021 | $514,710 | $514,710 | — |
| 2020 | $514,710 | $475,475 | — |
2024 property taxes (current owner): $10,710/yr
Estimated taxes if purchased at asking price: ~$15,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jun 23, 2025Listed$985,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $402/sq ft; this home is listed at $616/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 890 A1A Beach Boulevard 59, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATE | Jul 2025 | $495,000 | $404 | 2/2 | 1,224 | 7 | 0.1 |
| 850 A1A Beach Boulevard 89, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $522,500 | $402 | 3/2 | 1,300 | 64 | 0.2 |
| 850 A1A Beach Boulevard 92, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2025 | $585,000 | $450 | 3/2 | 1,300 | 61 | 0.2 |
| 826 A1A Beach Blvd Boulevard 34, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $440,000 | $372 | 2/2 | 1,184 | 185 | 0.3 |
| 931 A1A Beach Boulevard 104, St. Augustine Beach, FL 32080Listed by ENDLESS SUMMER REALTY | Aug 2026 | $510,000 | $334 | 3/2 | 1,526 | 321 | 0.3 |
| 3960 A1A 801, St. Augustine, FL 32080Listed by NON MLS (realMLS) | Feb 2026 | $335,000 | $295 | 2/2.5 | 1,136 | 0 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sea Winds
Sea Winds is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.
View all Sea Winds homes for sale →Keep looking
More homes in Sea Winds
For Sale890 A1A Beach Boulevard 63St. Augustine, FL 32080
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For Sale890 A1A Beach Boulevard 8St. Augustine, FL 32080
2 bd · 2.5 ba
$455,800Est. $2,426/moExperience the very best of St. Augustine Beach in this beautifully updated, ocean-block, two-story townhouse-style…
Listing Office: the newcomer group
For Sale890 A1A Beach Blvd. #28 W/GarageSt. Augustine Beach, FL 32080
2 bd · 2.5 ba · 1,232 sq ft
$442,258Est. $2,354/moWelcome to Sea Winds, a beautifully maintained beachside condo community in the heart of St. Augustine Beach. Just…
Listing Office: keller williams realty atlantic partners st. augustine
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines