This home is in Sea Winds, St. Augustine.
Active·15 days on market·Sea Winds
890 A1A Beach Boulevard 63
St. Augustine, FL 32080
About this home
Sea Winds
This rare 3 bedroom, 3.5 bathroom townhouse style condo with a private garage is a true beachside gem, east of A1A and designed for both relaxation and return on investment. Currently operating as a successful short term rental, this property offers flexibility whether you're looking for an income producing getaway or your own slice of paradise. The first floor features two spacious bedrooms and two full bathrooms, offering privacy and comfort for guests or family. The second story includes a convenient half bath, perfect for entertaining, while the third floor is dedicated to the primary suite, a peaceful retreat with a slight ocean view that's ideal for morning coffee and coastal breezes. With multiple balconies and generous outdoor space, there's always a sunny or shady spot to relax, entertain, or listen to the waves. The home is being sold fully furnished, making it truly turnkey and ready to enjoy or rent immediately. Additional peace of mind comes from the property
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $605,000 | $566,607 | — |
| 2024 | $541,260 | $515,097 | — |
| 2023 | $541,260 | $468,270 | — |
| 2022 | $485,000 | $425,700 | — |
| 2021 | $387,000 | $387,000 | — |
| 2020 | $387,000 | $357,500 | — |
2025 property taxes (current owner): $9,109/yr
Estimated taxes if purchased at asking price: ~$9,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1990)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,804 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 1, 2026Listed$599,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Sea Winds
Sea Winds is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32080.
View all Sea Winds homes for sale →Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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