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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sea Winds, St. Augustine — a gated community home in St. Johns County.

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Active

Active·106 days on market·Sea Winds

890 A1A Beach Boulevard 63

St. Augustine, FL 32080

$585,000$366/sqftEst. $3,240/moMLS# 2128418
↓ $14,900 below original list
3
Beds
3.5
Baths
1,600
Sq Ft
1990
Built
1
Garage
No
Pool

3 more homes for sale in Sea Winds →Search Sea Winds on the map

FEMA Zone XHOA $1280/moCondominium3 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Sea Winds

This rare 3 bedroom, 3.5 bathroom townhouse style condo with a private garage is a true beachside gem, east of A1A and designed for both relaxation and return on investment. Currently operating as a successful short term rental, this property offers flexibility whether you're looking for an income producing getaway or your own slice of paradise. The first floor features two spacious bedrooms and two full bathrooms, offering privacy and comfort for guests or family. The second story includes a convenient half bath, perfect for entertaining, while the third floor is dedicated to the primary suite, a peaceful retreat with a slight ocean view that's ideal for morning coffee and coastal breezes. With multiple balconies and generous outdoor space, there's always a sunny or shady spot to relax, entertain, or listen to the waves. The home is being sold fully furnished, making it truly turnkey and ready to enjoy or rent immediately. Additional peace of mind comes from the property

Next steps in Sea Winds

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,240
Property taxesest. at asking price, St. Johns County$778
HOAbilled monthly$1,280
Estimated total, before insurance$5,299/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,109/yr · $759/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$585,000
$117,000
Loan Term
Monthly Payment
$3,240
Principal & Interest: $3,240
Property taxes (est.): $778
Insurance (est.): $390
Estimated Total Monthly
$4,409
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,804 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:27 AM, sunset 6:55 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$605,000$566,607—
2024$541,260$515,097—
2023$541,260$468,270—
2022$485,000$425,700—
2021$387,000$387,000—
2020$387,000$357,500—

2025 property taxes (current owner): $9,109/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 13, 2026Price change$585,000−$14,900
  • Jul 1, 2026Listed$599,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $402/sq ft; this home is listed at $366/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
890 A1A Beach Boulevard 59, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATEJul 2025$495,000$4042/21,22470
850 A1A Beach Boulevard 89, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$522,500$4023/21,300640.2
931 A1A Beach Boulevard 104, St. Augustine Beach, FL 32080Listed by ENDLESS SUMMER REALTYAug 2026$510,000$3343/21,5263210.2
850 A1A Beach Boulevard 92, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2025$585,000$4503/21,300610.2
826 A1A Beach Blvd Boulevard 34, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$440,000$3722/21,1841850.4
3960 A1A 801, St. Augustine, FL 32080Listed by NON MLS (realMLS)Feb 2026$335,000$2952/2.51,13600.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$585,000
Price / Sq Ft$366
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage1,600
Total Structure Area1,600 sq ft
Year Built1990
TypeResidential
Sub-TypeCondominium
StyleOther
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesEast

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported middleSebastian
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address890 A1A Beach Boulevard 63, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionSea Winds
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1725311906
ZoningRecreational

Amenities

AmenitiesPool, Clubhouse, Gated, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Connected, Electricity Available, Electricity Connected, Sewer Available, Water Connected
SewerPrivate Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, Gated, Guest

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Patio / PorchDeck, Patio, Porch
RoofShingle
ConstructionComposition Siding, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedJuly 1, 2026
Days on Market258
HOA Fees$1,280 / Monthly
HOA FrequencyMonthly
Tax Amount$9,108.9
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sea Winds

Sea Winds is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Sea Winds homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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