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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed Sep 1, 2026·185 days on market·Recent sales in St. Augustine

826 A1A Beach Blvd Boulevard 34

St. Augustine, FL 32080

$440,000sold priceListed at $455,000 · 96.7% of asking$372/sqftMLS# 2127425
2
Beds
2
Baths
1,184
Sq Ft
1980
Built
1
Garage
No
Pool
FEMA Zone XHOA $425/moWaterfrontTownhouse2 stories

About this home

St. Augustine

Relax and enjoy beach living with gorgeous sunrises and gentle sea breezes from this 2BR/2BA townhouse. East of A1A, Ponce Landing is an oceanfront community in St. Augustine Beach with two community pools, beach access and short-term rentals allowed with a 3 day minimum. Inside offers open plan on the first floor with the kitchen overlooking dining and living spaces. Brand new HVAC, kitchen appliance, hot water her, flooring main floor/stairs, replumb and paint.Spend your days relaxing on your brand new balcony. Upstairs you will find a full bath, a peaceful owners retreat with balcony overlooking the pool and a guest bedroom which also enjoys its own southern facing balcony. This unit also offers an attached 1 car garage perfect for storing your vehicle, bikes and beach toys.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,437
Property taxesest. at asking price, St. Johns County$585
HOAbilled monthly$425
Estimated total, before insurance$3,448/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$440,000
$88,000
Loan Term
Monthly Payment
$2,437
Principal & Interest: $2,437
Property taxes (est.): $586
Insurance (est.): $293
Estimated Total Monthly
$3,316
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Other — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 1, 2026Closed$455,000
  • Aug 1, 2026Pending$455,000
  • Jan 28, 2026Listed$455,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $424/sq ft; this home is listed at $384/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
850 A1A Beach Boulevard 89, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$522,500$4023/21,300640.1
850 A1A Beach Boulevard 92, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2025$585,000$4503/21,300610.1
880 A1A Beach Boulevard 7103, St. Augustine Beach, FL 32080Listed by FLUID REALTY, LLC.Sep 2026$372,000$4242/2878150.2
880 A1A Beach Boulevard 5123, St. Augustine Beach, FL 32080Listed by PHYLLIS FRANKEL REALTY GROUPJul 2026$489,000$5572/28781060.3
880 A1A Beach Boulevard 6105, St. Augustine, FL 32080Listed by REAL BROKER LLCApr 2026$355,000$4042/28781640.3
931 A1A Beach Boulevard 104, St. Augustine Beach, FL 32080Listed by ENDLESS SUMMER REALTYAug 2026$510,000$3343/21,5263210.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$455,000
Price / Sq Ft$384
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,184
Total Structure Area1,704 sq ft
Year Built1980
TypeResidential
Sub-TypeTownhouse
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address826 A1A Beach Blvd Boulevard 34, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionPonce Landing
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number14-32 PONCE LANDING LOT 34 OR5486/1051

Amenities

AmenitiesPool, Beach Access, Trash
UtilitiesCable Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPool

Interior

Interior FeaturesBreakfast Nook, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Exterior FeaturesBalcony
Patio / PorchPatio
RoofOther
ConstructionBlock, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 29, 2026
Days on Market185
HOA Fees$425 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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