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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine Beach a home near St. Augustine High School.

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Active Under Contract

Active Under Contract·298 days on market

931 A1A Beach Boulevard 104

St. Augustine Beach, FL 32080

$529,000$347/sqftEst. $2,697/moMLS# 2112915
3
Beds
2
Baths
1,526
Sq Ft
2008
Built
1
Garage
No
Pool

About this home

St. Augustine Beach

Huge 3 bedroom 2 bath 1526 sq ft condo to call home full time, part time or vacation rent and use as needed. Sale includes GARAGE #3 , furniture and furnishings move in ready. The condo is across the street from Ocean Hammock boardwalk to the beach by Sea Colony and a block away from the brand new state of the art Publix Shopping centre. New HVAC and Kitchen granite countertops, microwave, dishwasher and slide in range.. Wood look tile throughout for easy care and large master bedroom features master bath with double sinks, soaking tub and walk in shower. Screened porch is short distance from the newly refinished pool. Enjoy a small 18 unit complex with the convenience of St Augustine Beach location and assigned parking and personal garage for all your toys. You have to see this one like no other condo in St Augustine Beach. ** On vacation rental program check with agent for availability **

Cost to own

Mortgage calculator

$529,000
$105,800
Loan Term
Monthly Payment
$2,697
Principal & Interest: $2,697
Property taxes (est.): $704
Insurance (est.): $353
Estimated Total Monthly
$3,754
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,697
Property taxesest. at asking price, St. Johns County$704
HOAbilled monthly$711
Estimated total, before insurance$4,112/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,571/yr · $548/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $490,000 in August 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$426,000$426,000
2024$426,000$426,000
2023$429,900$338,800
2022$400,000$308,000
2021$280,000$280,000
2020$280,000$264,123

2024 property taxes (current owner): $6,571/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · St Johns County Utilities

County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,802 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 20, 2026Active Under Contract$529,000
  • Oct 11, 2025Listed$529,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$529,000
Price / Sq Ft$347
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,526
Year Built2008
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

Community Information

Address931 A1A Beach Boulevard 104, St. Augustine Beach, FL 32080
Area331-St Augustine Beach
SubdivisionOcean Reef
CitySt. Augustine Beach
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1725600104
ZoningPUD

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Garage
ViewPool

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Open Floorplan, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchRear Porch, Screened
RoofMetal
ConstructionConcrete, Stucco
Road SurfaceAsphalt
Road FrontageState Road

Additional Information

Date ListedOctober 11, 2025
Days on Market283
HOA Fees$711 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water
Tax Amount$6,570.94
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENDLESS SUMMER REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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