This home is in Sea Winds, St. Augustine Beach — a gated community home in St. Johns County.
Active·58 days on market·Sea Winds
890 A1A Beach Blvd. #28 W/Garage
St. Augustine Beach, FL 32080
About this home
Sea Winds
Welcome to Sea Winds, a beautifully maintained beachside condo community in the heart of St. Augustine Beach. Just steps from community beach access, community pool and tennis courts. This inviting two-bedroom, two-and-a-half-bath unit offers the perfect blend of coastal convenience, peaceful surroundings, and everyday comfort. Set along a quiet lagoon with a tranquil water feature, the home provides a relaxing backdrop for morning coffee, afternoon reading, or unwinding after a day at the beach. The first-floor entry and attached one-car garage add convenience, while the southern exposure fills the residence with natural light. The living area opens to a spacious 6' x 15' patio overlooking the lagoon with southern exposure, creating an easy indoor-outdoor flow. The primary bedroom offers its own private patio with the same peaceful water views, while the second bedroom features a generous 12' x 10.5' sundeck with oceans views--perfect for soaking up the St. Augustine Beach sunshine.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $385,000 | $176,941 | — |
| 2024 | $363,630 | $171,106 | — |
| 2023 | $363,630 | $164,520 | — |
| 2022 | $327,000 | $162,626 | — |
| 2021 | $250,000 | $156,418 | — |
| 2020 | $250,000 | $153,561 | — |
2025 property taxes (current owner): $3,132/yr
Estimated taxes if purchased at asking price: ~$7,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1982)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · St Johns County Utilities
County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,789 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jun 10, 2026Listed$442,258
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Sea Winds
Sea Winds is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32080.
View all Sea Winds homes for sale →Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines