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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sea Winds, St. Augustine — a home near St. Augustine High School.

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Active

Active·91 days on market·Sea Winds

890 A1A Beach Boulevard 8

St. Augustine, FL 32080

$455,800Est. $2,525/moMLS# 2155714
↓ $9,200 below original list
2
Beds
2.5
Baths
0
Sq Ft
1982
Built
1
Garage
No
Pool

3 more homes for sale in Sea Winds →Search Sea Winds on the map

FEMA Zone XHOA $1087/moWaterfrontCondominium2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Sea Winds

Experience the very best of St. Augustine Beach in this beautifully updated, ocean-block, two-story townhouse-style condominium nestled within the highly sought-after Sea Winds community. Offering the privacy of no neighbors above, the convenience of an attached private garage, and the flexibility of short-term rentals, this is a rare opportunity to own a true turnkey coastal retreat just steps from the Atlantic Ocean. Whether you're searching for a full-time residence, a lock-and-leave second home, or an investment property, this home offers an exceptional combination of lifestyle, comfort, and peace of mind. Thoughtfully designed with a desirable two-story floor plan, the layout provides an ideal separation between the living and sleeping areas, creating privacy and functionality for both owners and guests.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,525
Property taxesest. at asking price, St. Johns County$607
HOAbilled monthly$1,087
Estimated total, before insurance$4,218/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,322/yr · $527/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,800
$91,160
Loan Term
Monthly Payment
$2,525
Principal & Interest: $2,525
Property taxes (est.): $607
Insurance (est.): $304
Estimated Total Monthly
$3,435
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · St Johns County Utilities

County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,796 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,322/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 10, 2026Price change$455,800−$9,200
  • Jul 16, 2026Listed$465,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
880 A1A Beach Boulevard 6105, St. Augustine, FL 32080Listed by REAL BROKER LLCApr 2026$355,000$4042/28781640
880 A1A Beach Boulevard 7103, St. Augustine Beach, FL 32080Listed by FLUID REALTY, LLC.Sep 2026$372,000$4242/2878150.1
880 A1A Beach Boulevard 5123, St. Augustine Beach, FL 32080Listed by PHYLLIS FRANKEL REALTY GROUPJul 2026$489,000$5572/28781060.1
850 A1A Beach Boulevard 89, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$522,500$4023/21,300640.2
931 A1A Beach Boulevard 104, St. Augustine Beach, FL 32080Listed by ENDLESS SUMMER REALTYAug 2026$510,000$3343/21,5263210.2
1058 Makarios Drive, St. Augustine Beach, FL 32080Listed by MOMENTUM REALTYAug 2026$625,000$3003/22,0831180.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$455,800
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Year Built1982
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryR. B. Hunt
Reported middleSebastian
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address890 A1A Beach Boulevard 8, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionSea Winds
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1725311602
ZoningCondominium

Amenities

AmenitiesPool, Cable TV, Gated, Maintenance Grounds, Management - Off Site, Tennis Court(s), Trash, Water
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Gated, Parking Lot
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesDock
Patio / PorchFront Porch, Porch, Rear Porch
RoofShingle
ConstructionStucco
Other StructuresTennis Court(s)
Road SurfaceAsphalt, Paved

Additional Information

Date ListedJuly 16, 2026
Days on Market60
HOA Fees$1,087 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Internet, Maintenance Structure, Sewer, Trash, Water
Tax Amount$6,322.08
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE NEWCOMER GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sea Winds

Sea Winds is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Sea Winds homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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