Skip to main content

This home is in Sea Winds, St. Augustine.

No photos available

This listing has no photos yet

Active

Active·Listed today·Sea Winds

890 A1A Beach Boulevard 8

St. Augustine, FL 32080

$465,000Est. $2,475/moMLS# 2155714
2
Beds
2
Baths
0
Sq Ft
1982
Built
1
Garage
No
Pool

About this home

Sea Winds

Experience the very best of St. Augustine Beach in this beautifully updated, ocean-block, two-story townhouse-style condominium nestled within the highly sought-after Sea Winds community. Offering the privacy of no neighbors above, the convenience of an attached private garage, and the flexibility of short-term rentals, this is a rare opportunity to own a true turnkey coastal retreat just steps from the Atlantic Ocean. Whether you're searching for a full-time residence, a lock-and-leave second home, or an investment property, this home offers an exceptional combination of lifestyle, comfort, and peace of mind. Thoughtfully designed with a desirable two-story floor plan, the layout provides an ideal separation between the living and sleeping areas, creating privacy and functionality for both owners and guests.

Cost to own

Mortgage calculator

$465,000
$93,000
Loan Term
Monthly Payment
$2,364
Principal & Interest: $2,364
Est. Taxes & Insurance: $591
Estimated Total Monthly
$2,954
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,475
Property taxesest. at asking price, St. Johns County$619
HOAbilled monthly$1,087
Estimated total, before insurance$4,181/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,322/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,796 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 16, 2026Listed$465,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$465,000
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Year Built1982
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

ElementaryR. B. Hunt
MiddleSebastian
HighSt. Augustine

Community Information

Address890 A1A Beach Boulevard 8, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionSea Winds
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1725311602
ZoningCondominium

Amenities

AmenitiesPool, Cable TV, Gated, Maintenance Grounds, Management - Off Site, Tennis Court(s), Trash, Water
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Gated, Parking Lot
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Exterior FeaturesDock
Patio / PorchFront Porch, Porch, Rear Porch
RoofShingle
ConstructionStucco
Other StructuresTennis Court(s)
Road SurfaceAsphalt, Paved

Additional Information

Date ListedJuly 16, 2026
Days on Market0
HOA Fees$1,087 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Internet, Maintenance Structure, Sewer, Trash, Water
Tax Amount$6,322.08
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Sea Winds

Sea Winds is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32080.

View all Sea Winds homes for sale →

Listing Courtesy of: THE NEWCOMER GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke