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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Sep 15, 2026·64 days on market·Recent sales in St. Augustine

850 A1A Beach Boulevard 89

St. Augustine, FL 32080

$522,500sold priceListed at $535,000 · 97.7% of asking$402/sqftMLS# 2144529
3
Beds
2
Baths
1,300
Sq Ft
1984
Built
—
Garage
No
Pool
FEMA Zone XHOA $715/moCondominium1 story

About this home

St. Augustine

Wake up to swaying palms, spend your afternoons by the oceanfront pool, and enjoy the flexibility of a property that can serve as both your personal beach retreat and a high-performing vacation rental. AirDNA estimates strong short-term rental potential, with projected annual revenue approaching $73,000 and occupancy near 69%, offering an exceptional opportunity for investors, second-home buyers, and those seeking the ultimate beach lifestyle. This beautifully maintained 3-bedroom, 2-bath condo offers pool views from both the living area and primary suite, creating a relaxed resort-like atmosphere from the moment you walk through the door. Offered move-in and rental-ready, this property is ideal for full-time residents, vacation-home owners, or investors seeking immediate enjoyment and income potential. Located within the highly sought-after Ocean Villas community, residents and guests enjoy two resort-style pools, including a lagoon-style pool and an oceanfront pool, private beach

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,871
Property taxesest. at asking price, St. Johns County$695
HOAbilled monthly$715
Estimated total, before insurance$4,282/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,050/yr · $671/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,795 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$495,000$495,000—
2024$538,000$508,200—
2023$493,830$462,000—
2022$420,000$420,000—
2021$315,000$315,000—
2020$310,000$291,610—

2025 property taxes (current owner): $8,050/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 18, 2026Closed$535,000
  • Jul 23, 2026Active Under Contract$535,000
  • Jul 23, 2026Active$535,000
  • Jul 23, 2026Pending$535,000
  • May 14, 2026Listed$535,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $375/sq ft; this home is listed at $412/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
826 A1A Beach Blvd Boulevard 34, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$440,000$3722/21,1841850.1
850 A1A Beach Boulevard 11, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMay 2026$600,000$5002/21,200420.1
931 A1A Beach Boulevard 104, St. Augustine Beach, FL 32080Listed by ENDLESS SUMMER REALTYAug 2026$510,000$3343/21,5263210.4
108 A Street C, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKOct 2026$525,000$3753/2.51,400480.5
620 A1A Beach Boulevard 30, St. Augustine, FL 32080Listed by WATSON REALTY CORPMay 2026$655,000$6892/29501840.7
109 Sea Grove Main Street 101, St. Augustine, FL 32080Listed by CENTURY 21 BECKHAM REALTYJun 2026$475,000$2872/21,6553580.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$535,000
Price / Sq Ft$412
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,300
Year Built1984
TypeResidential
Sub-TypeCondominium
StyleFlat, Other
StatusClosed
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address850 A1A Beach Boulevard 89, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionOcean Villas Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1725010089
ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Beach Access, Gated, Pickleball, Shuffleboard Court, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Sewer Connected, Water Connected
Water SourcePublic
ParkingUnassigned
ViewPool

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Cooktop, Electric Oven, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony
RoofShingle
ConstructionBlock, Stucco

Additional Information

Date ListedJuly 23, 2026
Days on Market64
HOA Fees$715 / Monthly
HOA FrequencyMonthly
HOA NameReal Management
HOA Fee IncludesCable TV, Pest Control, Sewer, Trash, Water
Tax Amount$8,050.11
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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