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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ocean 9 Condos, St. Augustine — a gated community home in St. Johns County.

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Sold

Sold·Closed May 26, 2026·42 days on market·Recent sales in Ocean 9 Condos·Ocean 9 Condos

850 A1A Beach Boulevard 11

St. Augustine, FL 32080

$600,000sold priceListed at $620,000 · 96.8% of asking$500/sqftMLS# 2133417
2
Beds
2
Baths
1,200
Sq Ft
1982
Built
—
Garage
No
Pool

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HOA $715/moWaterfrontCondominium2 stories

About this home

Ocean 9 Condos

Welcome to Ocean Villas in St. Augustine Beach, where every day feels like a vacation and the Atlantic Ocean becomes part of your daily backdrop. This beautifully upgraded 2-story ocean-view condo, known to guests as ''The Turtle's Nest,'' captures the relaxed coastal lifestyle that makes St. Augustine Beach such a beloved destination. Sold fully furnished with a strong rental history and bookings already extending well into 2026, The Turtle's Nest offers a rare opportunity to step into an established vacation rental with immediate income potential while still enjoying your own slice of coastal paradise whenever you choose. Step inside to discover a fully renovated interior, offered completely furnished and turnkey--ready to enjoy as your personal beach retreat, second home, or income-producing short-term rental. The main level features a bright and open living and dining space that flows effortlessly onto a private balcony where ocean breezes set the tone for relaxed coastal

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,323
Property taxesest. at asking price, St. Johns County$798
HOAbilled monthly$715
Estimated total, before insurance$4,837/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,357/yr · $613/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$600,000
$120,000
Loan Term
Monthly Payment
$3,323
Principal & Interest: $3,323
Property taxes (est.): $798
Insurance (est.): $400
Estimated Total Monthly
$4,522
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,357/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $404/sq ft; this home is listed at $517/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
850 A1A Beach Boulevard 89, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$522,500$4023/21,300640.1
880 A1A Beach Boulevard 7103, St. Augustine Beach, FL 32080Listed by FLUID REALTY, LLC.Sep 2026$372,000$4242/2878150.1
826 A1A Beach Blvd Boulevard 34, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$440,000$3722/21,1841850.1
880 A1A Beach Boulevard 5123, St. Augustine Beach, FL 32080Listed by PHYLLIS FRANKEL REALTY GROUPJul 2026$489,000$5572/28781060.1
880 A1A Beach Boulevard 6105, St. Augustine, FL 32080Listed by REAL BROKER LLCApr 2026$355,000$4042/28781640.2
931 A1A Beach Boulevard 104, St. Augustine Beach, FL 32080Listed by ENDLESS SUMMER REALTYAug 2026$510,000$3343/21,5263210.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$620,000
Price / Sq Ft$517
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,200
Year Built1982
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

Community Information

Address850 A1A Beach Boulevard 11, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionOcean Villas
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1725010011

Amenities

AmenitiesPool, Barbecue, Beach Access, Elevator(s), Gated, Management - Off Site, Spa/Hot Tub
Community FeaturesGated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot
ViewBeach, Ocean
Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Jack and Jill Bath, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories2
LaundryIn Unit
SecuritySecurity Gate
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
RoofShingle
ConstructionStucco

Additional Information

Date ListedMarch 5, 2026
Days on Market42
HOA Fees$715 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Maintenance Grounds, Sewer, Trash, Water
Tax Amount$7,357.39
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ocean 9 Condos

Ocean 9 Condos is a neighborhood in Jacksonville Beach Condos, FL (St. Johns County), ZIP 32080.

View all Ocean 9 Condos homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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