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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverwood, Ponte Vedra — a 55+ community home in Nocatee.

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Sold

Sold·Closed Sep 30, 2026·516 days on market·Recent sales in Riverwood·Riverwood

447 Orchard Pass Avenue

Ponte Vedra, FL 32081

$389,000sold priceListed at $399,895 · 97.3% of asking$208/sqftMLS# 2073076
3
Beds
2.5
Baths
1,873
Sq Ft
2020
Built
1
Garage
No
Pool

17 more homes for sale in Riverwood →Search Riverwood on the map

FEMA Zone XHOA $235/moWaterfrontCondominium1 story

About this home

Riverwood

Exceptional 3-Bedroom Condo in Del Webb Ponte Vedra - A vibrant and very active Premier 55+ Community! This condo boasts an open, airy feel, high ceilings, and a lanai that stays cool year-round being shaded by a beautiful preserve setting. An ideal layout great for entertaining and perfect for enjoying the beautiful Florida weather. Key Features & Upgrades Include: Gorgeous wide plank tile floors, light quartz countertops in kitchen & baths, upgraded cabinets & lighting t/out, stainless steel appliances, Nest thermostat, water softener, spacious laundry rm with sink, and storage rack in garage. This home is in like-new condition, having been gently lived in, and is built with strong concrete block construction. It's a perfect combination of comfort, style, and durability and looks like a model home. Some furniture & accessories may be purchased thru a separate transaction.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,155
Property taxesest. at asking price, St. Johns County$518
HOAbilled monthly$235
Estimated total, before insurance$2,907/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,309/yr · $526/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$389,000
$77,800
Loan Term
Monthly Payment
$2,155
Principal & Interest: $2,155
Property taxes (est.): $518
Insurance (est.): $259
Estimated Total Monthly
$2,932
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $415,000 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$359,910$359,910—
2024$359,910$359,910—
2023$359,910$195,068—
2022$260,000$187,930—
2021$231,000$181,000—

2024 property taxes (current owner): $6,309/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 2, 2026Closed$399,895
  • Jul 30, 2026Pending$399,895
  • Jul 25, 2026Active$399,895
  • Jul 1, 2025Listed$399,895

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $214/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
490 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by LPT REALTY LLCSep 2026$340,000$2212/21,5381480
545 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCOct 2025$362,000$2352/21,538330.1
377 Orchard Pass Avenue, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCSep 2025$385,000$2643/21,457470.1
192 Orchard Pass Avenue 522, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTApr 2026$395,000$1862/22,12950.2
192 Orchard Pass Avenue 547, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNSSep 2025$406,500$2033/22,002310.2
192 Orchard Pass Avenue 536- Corner Unit, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDSep 2025$435,000$2042/22,1291780.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,895
Price / Sq Ft$214
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,873
Year Built2020
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
55+ CommunityYes

Community Information

Address447 Orchard Pass Avenue, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionRiverwood By Del Webb
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Parcel Number0702521004

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Jogging Path, Security, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond, Protected Preserve
Waterfront TypePond

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
SecurityGated with Guard, Security Gate
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
Patio / PorchScreened
RoofShingle
ConstructionConcrete, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedJuly 1, 2025
Days on Market516
HOA Fees$235 / Monthly
HOA FrequencyMonthly
HOA NameCarriage Homes
HOA Fee IncludesInsurance, Maintenance Grounds, Security
Tax Amount$6,309.11
Tax Year2024
Listing TermsCash, Conventional, Lease Purchase, Owner May Carry, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: MARSH LANDING REALTY

Sold by: MARSH LANDING REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverwood

Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Riverwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines