This home is in Riverwood, Ponte Vedra.

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Active Under Contract

Active Under Contract·380 days on market·Riverwood

447 Orchard Pass Avenue

Ponte Vedra, FL 32081

$399,895$214/sqftEst. $2,128/moMLS# 2073076

Beds

Baths

1,873

Sq Ft

2020

Built

Garage

Pool

About this home

Riverwood

Exceptional 3-Bedroom Condo in Del Webb Ponte Vedra - A vibrant and very active Premier 55+ Community! This condo boasts an open, airy feel, high ceilings, and a lanai that stays cool year-round being shaded by a beautiful preserve setting. An ideal layout great for entertaining and perfect for enjoying the beautiful Florida weather. Key Features & Upgrades Include: Gorgeous wide plank tile floors, light quartz countertops in kitchen & baths, upgraded cabinets & lighting t/out, stainless steel appliances, Nest thermostat, water softener, spacious laundry rm with sink, and storage rack in garage. This home is in like-new condition, having been gently lived in, and is built with strong concrete block construction. It's a perfect combination of comfort, style, and durability and looks like a model home. Some furniture & accessories may be purchased thru a separate transaction.

Cost to own

Mortgage calculator

Home Price

$399,895

Down Payment: 20%

$79,979

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,033

Principal & Interest: $2,033

Est. Taxes & Insurance: $508

Estimated Total Monthly

$2,541

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,128

Property taxesest. at asking price, St. Johns County$532

HOAbilled monthly$235

Estimated total, before insurance$2,896/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $415,000 in June 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$359,910	$359,910	—
2024	$359,910	$359,910	—
2023	$359,910	$195,068	—
2022	$260,000	$187,930	—
2021	$231,000	$181,000	—

2024 property taxes (current owner): $6,309/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 1, 2025Listed$399,895

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,895

Price / Sq Ft$214

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,873

Year Built2020

TypeResidential

Sub-TypeCondominium

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages1

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

55+ CommunityYes

Community Information

Address447 Orchard Pass Avenue, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionRiverwood By Del Webb

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Parcel Number0702521004

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Jogging Path, Security, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPond, Protected Preserve

Waterfront TypePond

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

SecurityGated with Guard, Security Gate

Spa FeaturesCommunity