This home is in Ponte Vedra — a waterfront home in Nocatee.
$1,250,0006 bd · 4 ba · 3,749 sq ft
Active·1 day on market
374 Southern Oak Drive
Ponte Vedra, FL 32081
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Ponte Vedra
OPEN HOUSE SATURDAY, OCTOBER 31ST | 10 AM - 1 PM! Dreams Come True! This Providence Collier built home is located in the highly desirable Twenty Mile Village community of Nocatee! Recently updated featuring modern finishes, a spacious open floor plan, and stylish updates throughout with ample storage! This move-in-ready home is perfect for entertaining. Five bedrooms are conveniently located on the main level, while a private upstairs bedroom and bathroom offer the ideal guest retreat or home office. Enjoy peaceful pond views from your backyard and all that Nocatee has to offer! A golf cart community with resort-style amenities, pools, parks, trails, and convenient access to shopping, dining, beaches, and Top-rated St. Johns County schools. Experience modern luxury in one of Ponte Vedra's most sought-after communities! Disclosure: Owner holds an active Florida real estate license and has an ownership interest in the property.
Next steps in Nocatee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2016)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,753 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 5 mi · 202 parking spaces
Closest park or preserve
Nocatee Preserveabout 2 mi · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 2 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 2 mi · Intracoastal Waterway
Closest youth league fields
Davis Parkabout 2 mi · Baseball, Football, Lacrosse, Softball, Soccer
Closest grocery store
Publixabout 2 mi · 120 Marketside Ave, Ponte Vedra
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $14,981/yr
Estimated taxes if purchased at asking price: ~$20,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 29, 2026Active$1,250,000
- Sep 30, 2026Listed$1,250,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $321/sq ft; this home is listed at $333/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 306 Southern Oak Drive, Ponte Vedra, FL 32081Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $1,100,000 | $321 | 4/3.5 | 3,426 | 50 | 0.1 |
| 180 Legacy Crossing Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Oct 2026 | $1,485,000 | $469 | 4/3 | 3,168 | 44 | 0.4 |
| 124 Captiva Drive, Ponte Vedra, FL 32081Listed by DJ & LINDSEY REAL ESTATE | Aug 2026 | $579,999 | $208 | 5/3 | 2,794 | 111 | 0.7 |
| 287 Captiva Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $610,000 | $228 | 4/2.5 | 2,677 | 78 | 0.8 |
| 635 Outlook Drive, Ponte Vedra, FL 32081Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $1,160,000 | $296 | 5/4 | 3,913 | 120 | 0.8 |
| 660 Outlook Drive, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $1,500,000 | $382 | 5/4 | 3,926 | 2 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Ponte Vedra
Explore the area
More in Nocatee
Nocatee guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
Open Houses
10/31/2026
10:00 am - 1:00 pm