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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Twenty Mile Village, Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Oct 8, 2026·120 days on market·Recent sales in Twenty Mile Village·Twenty Mile Village

635 Outlook Drive

Ponte Vedra, FL 32081

$1,160,000sold priceListed at $1,220,000 · 95.1% of asking$296/sqftMLS# 2140963
5
Beds
4
Baths
3,913
Sq Ft
2018
Built
3
Garage
No
Pool

10 more homes for sale in Twenty Mile Village →Search Twenty Mile Village on the map

FEMA Zone XHOA $39/mo12,197 sqft lotSingle Family Residence2 stories

About this home

Twenty Mile Village

Welcome to 635 Outlook Drive, a beautifully crafted home built in 2018, located in the highly sought-after community of Ponte Vedra Nocatee, Florida. This exceptional residence features a spacious three-car garage with ample room to accommodate a full-size truck, along with 5 generously sized bedrooms and 4 luxurious bathrooms. Designed with an open-concept layout, the home showcases soaring ceilings and an abundance of natural light throughout. NEW AC, Hand-painted murals add a distinctive artistic touch, while the gourmet kitchen impresses with quartz countertops, stainless steel appliances, and a large center island ideal for entertaining. Expansive floor-to-ceiling sliding glass doors seamlessly connect the living area to the patio, creating a true indoor-outdoor living experience. Additional highlights include a cozy fireplace, as well as convenient connections for two washers and two dryers. The primary suite serves as a private retreat, featuring his-and-hers walk-in closets

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,425
Property taxesest. at asking price, St. Johns County$1,544
HOAbilled annually$39
Estimated total, before insurance$8,008/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,797/yr · $900/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,160,000
$232,000
Loan Term
Monthly Payment
$6,425
Principal & Interest: $6,425
Property taxes (est.): $1,544
Insurance (est.): $773
Estimated Total Monthly
$8,742
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:28 AM, sunset 6:55 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,008,200$579,332—
2024$958,575$562,297—
2023$994,752$544,463—
2022$873,722$527,149—
2021$611,524$510,339—
2020$571,971$502,603—

2025 property taxes (current owner): $10,797/yr

Estimated taxes if purchased at asking price: ~$18,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 12, 2026Closed$1,220,000
  • Sep 5, 2026Pending$1,220,000
  • Aug 14, 2026Price change$1,220,000−$74,000
  • Jul 7, 2026Price change$1,294,000−$66,000
  • Apr 25, 2026Listed$1,360,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $338/sq ft; this home is listed at $312/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
660 Outlook Drive, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,500,000$3825/43,92620
592 Outlook Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCAug 2026$1,025,000$3044/3.53,376160.1
513 Spanish Creek Drive, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,250,000$3384/4.53,69660.1
263 Spanish Creek Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$1,450,000$3875/4.53,750290.2
566 Parkbluff Circle, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$965,000$3274/3.52,955680.6
279 Quail Vista Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLCAug 2026$996,117$3184/3.53,12870.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,220,000
Price / Sq Ft$312
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,913
Acres0.28 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address635 Outlook Drive, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionTwenty Mile At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size12,196.8 sq ft
Parcel Number0680614250
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Restaurant, Curbs
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Disposal, Electric Oven, Electric Water Heater, Gas Cooktop, Gas Range, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Split System
FlooringConcrete, Tile
FireplaceYes
Fireplace FeaturesElectric, Gas, Wood Burning
# of Stories2
LevelsMulti/Split, Two
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level
SecurityCarbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s)
Spa FeaturesHeated, Bath, Private

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Patio
RoofShingle
ConstructionOther, Brick, Concrete, Frame
Road SurfaceAsphalt
Road FrontageCity Street, State Road

Additional Information

Date ListedAugust 3, 2026
Days on Market120
HOA Fees$465 / Annually
HOA FrequencyAnnually
HOA NameTwenty Mile Central Homeowners Association Inc
Tax Amount$10,797.46
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Twenty Mile Village

Twenty Mile Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Twenty Mile Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines