This home is in Palm Crest At Nocatee, Ponte Vedra — a pool home in Nocatee.
Active·156 days on market·Palm Crest At Nocatee
431 Palm Crest Drive
Ponte Vedra, FL 32081
About this home
Palm Crest At Nocatee
Welcome to 431 Palm Crest Drive, a beautifully appointed ICI Homes Costa Mesa floor plan in the highly sought-after Palm Crest community of Nocatee. This home showcases exceptional upgrades, quality finishes, and thoughtful details throughout. From the moment you step inside, you'll notice the expansive feel created by large-format tile flooring throughout, dramatic custom light fixtures, and a striking accent wall in the dining room. Natural light fills the home, complemented by high-efficiency DC fans that enhance comfort in every room. The kitchen is a true focal point, featuring premium countertops, a custom tile backsplash that extends to the ceiling, double-stacked cabinetry with glass display and lighting, under-cabinet lighting, pull-out shelving, a Kohler composite sink, and upgraded LG appliances including a combo microwave/oven with air fryer functionality. The nearby laundry room is equally impressive, offering built-in cabinetry, a sink, and front-load LG washer and dryer.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $917,900 in January 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $899,761 | $849,039 | — |
| 2024 | $200,000 | $148,500 | — |
| 2023 | $135,000 | $135,000 | — |
2025 property taxes (current owner): $14,392/yr
Estimated taxes if purchased at asking price: ~$18,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 7, 2026Price change$1,135,000−$40,000
- Mar 26, 2026Listed$1,175,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Palm Crest At Nocatee
Palm Crest At Nocatee is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Palm Crest At Nocatee homes for sale →Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
Similar homes in Ponte Vedra
Explore the area
More in Palm Crest At Nocatee
Palm Crest At Nocatee guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines