This home is in Kelly Pointe, Ponte Vedra.
Sold·Closed Aug 3, 2026·111 days on market·Recent sales in Kelly Pointe·Kelly Pointe
124 Captiva Drive
Ponte Vedra, FL 32081
All Kelly Pointe homes for sale →Search Kelly Pointe on the map
About this home
Kelly Pointe
Welcome to your dream home in the highly sought-after Kelly Pointe neighborhood of master-planned Nocatee! This charming 2011-built, two-story residence offers 5 spacious bedrooms, 3 full baths, and approximately 2,794 sq ft of bright, open living space on an oversized lot with room to relax outdoors. The thoughtful floor plan shines with a seamless flow perfect for modern living--featuring a large great room ideal for gatherings, a gourmet kitchen with ample cabinetry and counter space, a separate dining area, and a desirable first-floor bedroom/flex space (or home office). Upstairs, discover a versatile loft area, additional bedrooms, and a glamorous master suite with ensuite bath. Step outside to enjoy the covered porch--great for morning coffee or evening barbecues. Nocatee living at its best: resort-style amenities including multiple pools, lazy river, splash parks, tennis/pickleball courts, fitness centers, miles of trails, kayak launch, and The Crossings shopping/dining village
Next steps in Kelly Pointe
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2011)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,750 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $522,792 | $235,781 | — |
| 2024 | $549,990 | $228,429 | — |
| 2023 | $554,559 | $220,319 | — |
| 2022 | $504,058 | $212,446 | — |
| 2021 | $355,126 | $204,802 | — |
| 2020 | $346,154 | $201,284 | — |
2025 property taxes (current owner): $5,766/yr
Estimated taxes if purchased at asking price: ~$9,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 3, 2026Closed$599,999
- Feb 25, 2026Listed$599,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $282/sq ft; this home is listed at $215/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 287 Captiva Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $610,000 | $228 | 4/2.5 | 2,677 | 78 | 0.2 |
| 116 Hatter Drive, Jacksonville, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $775,000 | $282 | 3/3 | 2,747 | 33 | 0.5 |
| 420 Hatter Drive, Jacksonville, FL 32256Listed by WATSON REALTY CORP | Aug 2026 | $650,000 | $286 | 3/3 | 2,272 | 11 | 0.6 |
| 213 Jackrabbit Trail, Ponte Vedra, FL 32081Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $690,000 | $276 | 4/2.5 | 2,498 | 14 | 0.7 |
| 306 Southern Oak Drive, Ponte Vedra, FL 32081Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $1,100,000 | $321 | 4/3.5 | 3,426 | 50 | 0.7 |
| 435 Wingstone Drive, Jacksonville, FL 32081Listed by HOUSE & HAVEN | Aug 2026 | $519,400 | $244 | 3/2 | 2,133 | 127 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DJ & LINDSEY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Kelly Pointe
Kelly Pointe is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines