This home is in Kelly Pointe, Ponte Vedra.
Active Under Contract·141 days on market·Kelly Pointe
124 Captiva Drive
Ponte Vedra, FL 32081
About this home
Kelly Pointe
Welcome to your dream home in the highly sought-after Kelly Pointe neighborhood of master-planned Nocatee! This charming 2011-built, two-story residence offers 5 spacious bedrooms, 3 full baths, and approximately 2,794 sq ft of bright, open living space on an oversized lot with room to relax outdoors. The thoughtful floor plan shines with a seamless flow perfect for modern living--featuring a large great room ideal for gatherings, a gourmet kitchen with ample cabinetry and counter space, a separate dining area, and a desirable first-floor bedroom/flex space (or home office). Upstairs, discover a versatile loft area, additional bedrooms, and a glamorous master suite with ensuite bath. Step outside to enjoy the covered porch--great for morning coffee or evening barbecues. Nocatee living at its best: resort-style amenities including multiple pools, lazy river, splash parks, tennis/pickleball courts, fitness centers, miles of trails, kayak launch, and The Crossings shopping/dining village
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $522,792 | $235,781 | — |
| 2024 | $549,990 | $228,429 | — |
| 2023 | $554,559 | $220,319 | — |
| 2022 | $504,058 | $212,446 | — |
| 2021 | $355,126 | $204,802 | — |
| 2020 | $346,154 | $201,284 | — |
2025 property taxes (current owner): $5,766/yr
Estimated taxes if purchased at asking price: ~$9,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2011)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,750 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Feb 25, 2026Listed$599,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Kelly Pointe
Kelly Pointe is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Kelly Pointe homes for sale →Listing Courtesy of: DJ & LINDSEY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines