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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Active·Listed today

12846 Wanda Lane

Jacksonville, FL 32258

$699,000$265/sqftEst. $3,872/moMLS# 2169728
Open house Sat, Oct 17 · 11:00 am–2:00 pm
3
Beds
2.5
Baths
2,640
Sq Ft
1978
Built
2
Garage
Yes
Pool
No HOA0.44 acresWaterfrontSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Escape to peaceful country living in the heart of Mandarin. This charming 3-bedroom, 3-bath home offers generous living spaces, including a large living room with a cozy fireplace, a bright sunroom, and an eat in kitchen complemented by a separate dining room for gatherings. A versatile bonus room provides space for hobbies, work, or play. Step outside to your private backyard oasis — an inviting pool, summer kitchen, and expansive green space perfect for entertaining. Located on a private lane this home features it's own boat dock and boathouse with lift, ideal for fishing or enjoying quiet moments on the water. Two large sheds offer ample storage, and a small private balcony creates the perfect spot for morning coffee. Surrounded by preservation foliage and creek life, this property blends privacy, nature, and comfort into a truly special retreat.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,872
Property taxesest. at asking price, Duval County$1,141
Estimated total, before insurance$5,013/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,332/yr · $361/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$699,000
$139,800
Loan Term
Monthly Payment
$3,872
Principal & Interest: $3,872
Property taxes (est.): $1,141
Insurance (est.): $466
Estimated Total Monthly
$5,479
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,435 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:30 AM, sunset 6:54 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,332/yr

Estimated taxes if purchased at asking price: ~$13,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 17, 2026Listed$699,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $265/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4179 Burning Tree Lane S, Jacksonville, FL 32223Listed by ROUND TABLE REALTYAug 2026$630,000$2604/2.52,427740.3
4654 Julington Creek Road, Jacksonville, FL 32258Listed by ELITE REALTY GROUPOct 2026$1,200,000$3645/43,2951630.5
12675 Filly Court, Jacksonville, FL 32223Listed by WATSON REALTY CORPSep 2026$455,000$2353/2.51,93810.5
4075 Hillwood Road, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$620,000$2564/32,421130.8
824 Peppervine Avenue, St. Johns, FL 32259Listed by HOUSE & HAVENOct 2026$725,000$2615/42,77940.8
4149 Bridgeville Place, Jacksonville, FL 32223Listed by REAL BROKER LLCSep 2026$535,000$2434/22,1991070.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$699,000
Price / Sq Ft$265
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,640
Total Structure Area3,147 sq ft
Acres0.44 acres
Year Built1978
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Pool Sweep
Is WaterfrontYes
Direction FacesWest

School Information

ElementaryMandarin Oaks
MiddleMandarin

Community Information

Address12846 Wanda Lane, Jacksonville, FL 32258
Area014-Mandarin
SubdivisionHood Landing
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size19,166.4 sq ft
Lot Dimensions100x180 depth
Parcel Number1590160030
ZoningResidential

Amenities

Community FeaturesFishing, Suburban, Street Lights
UtilitiesCable Available, Cable Connected, Sewer Not Available
SewerPrivate Sewer, Septic Tank
Water SourceShared Well
Green / EnergyInsulation, Water Heater, Windows
ParkingGarage, Garage Door Opener, RV Access/Parking
ViewCanal, Creek/Stream, Trees/Woods
Waterfront TypeCanal Front, Creek

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric, Multi Units, Wall/Window Unit(s)
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup
SecuritySecurity System Leased

Exterior

Exterior FeaturesBalcony, Boat Lift, Boat Slip, Dock, Outdoor Kitchen
Lot DescriptionDead End Street, Few Trees
Patio / PorchAwning(s), Deck, Front Porch, Patio
FencingFenced, Back Yard, Wrought Iron
RoofShingle
ConstructionBrick, Wood Siding
Other StructuresBoat House, Outdoor Kitchen, Shed(s)
Road SurfaceAsphalt, Paved
Road FrontagePrivate Road

Additional Information

Date ListedOctober 17, 2026
Days on Market0
Tax Amount$4,331.64
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/17/2026

11:00 am - 2:00 pm