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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia National, Fernandina Beach — a home near Yulee High School.

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Active

Active·5 days on market·Amelia National

95352 Wild Cherry Drive

Fernandina Beach, FL 32034

$1,275,000$414/sqftEst. $7,062/mo mortgageMLS# 2169669
Open house Sun, Oct 25 · 12:00 pm–2:00 pm
4
Beds
3
Baths
3,077
Sq Ft
2022
Built
3
Garage
Yes
Pool

30 more homes for sale in Amelia National →Search Amelia National on the map

FEMA Zone XHOA $81/mo0.41 acresSingle Family Residence1 story

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About this home

Amelia National

EXCEPTIONAL OUTDOOR LIVING & PRIVACY in gated Amelia National! Set back from the street on a .41-ACRE PRESERVE LOT, this 4BR/3BA + FLEX ROOM ICI Egret V offers a peaceful, wooded setting. Soaring ceilings, a MASSIVE STACKED-STONE FIREPLACE with CUSTOM BUILT-INS, and an EXTRA-LARGE QUARTZ ISLAND with wine cooler, wine storage & glass racks elevate the interior. The flex room features a bay window and soaring ceilings. POCKETING SLIDERS open completely to an OVERSIZED SCREENED LANAI, EXPANSIVE POOL DECK, HEATED POOL & SPA—perfect for entertaining! Plantation shutters, Hunter Douglas shades, water softener & 3-CAR GARAGE add comfort. CDD BOND PAID OFF! Enjoy Amelia National's Tom Fazio golf course, clubhouse dining, community pool, fitness center & tennis courts. Minutes to Amelia Island beaches and historic Fernandina Beach.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,062
Property taxesest. at asking price, Nassau County$1,760
HOAbilled annually$81
Estimated total, before insurance$8,904/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,275,000
$255,000
Loan Term
Monthly Payment
$7,062
Principal & Interest: $7,062
Property taxes (est.): $1,760
Insurance (est.): $850
Estimated Total Monthly
$9,672
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 16, 2026Listed$1,275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $325/sq ft; this home is listed at $414/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95369 Bentgrass Court, Fernandina Beach, FL 32034Listed by ICI SELECT REALTY, INC.Jul 2026$980,799$3303/32,96900.2
95308 Bentgrass Court, Fernandina Beach, FL 32034Listed by ICI SELECT REALTY, INC.Aug 2026$1,062,491$3444/33,086480.3
95214 Golden Glow Drive, Fernandina Beach, FL 32034Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Sep 2026$640,000$2564/32,4964500.4
95136 Golden Glow Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSAug 2026$840,000$3253/2.52,584460.4
95404 Golden Glow Drive, Fernandina Beach, FL 32034Listed by ICI SELECT REALTY, INC.Aug 2026$989,160$3064/3.53,23400.4
95043 Poplar Way, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$569,900$2384/32,396980.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,275,000
Price / Sq Ft$414
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,077
Acres0.41 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced, Salt Water, Screen Enclosure, Waterfall
Is WaterfrontNo

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address95352 Wild Cherry Drive, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia National
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size17,859.6 sq ft
Lot Dimensions109x206
Parcel Number27-2N-28-006C-0352-0000

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Golf Course, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, On Street
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Washer, Refrigerator, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
Security24 Hour Security, Carbon Monoxide Detector(s), Security Gate
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesOther
Lot DescriptionIrregular Lot
Patio / PorchCovered, Patio, Porch, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionStucco
Road SurfacePaved
Road FrontageOther

Additional Information

Date ListedOctober 16, 2026
Days on Market4
HOA Fees$976 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds, Security
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUMMER HOUSE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia National

Amelia National is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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10/25/2026

12:00 pm - 2:00 pm