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Active Under Contract

$569,000Active Under Contract4 bd · 3 ba · 2,190 sq ft

Active Under Contract·58 days on market

941842 Old Nassauville Road

Fernandina Beach, FL 32034

$569,000$260/sqftEst. $3,102/mo mortgageMLS# 2163211
4
Beds
3
Baths
2,190
Sq Ft
2026
Built
3
Garage
No
Pool
FEMA Zone XNo HOA0.89 acresSingle Family Residence1 storyNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Fernandina Beach

Nearly a FULL ACRE, an OVERSIZED 3-CAR GARAGE, and NO HOA or CDD fees make this Fernandina Beach home a rare find! Offering plenty of space and privacy, the property features a fully fenced yard, screened-in lanai, and a spacious, thoughtfully designed interior with upgraded finishes throughout. Completely high and dry, the home offers the freedom and flexibility of a large homesite without the restrictions or added expense of an HOA. Enjoy the screened lanai and private backyard with plenty of room to relax, entertain, or make the space your own. Conveniently located close to Amelia Island, beaches, shopping, dining, and interstate access, this home combines space, privacy, and an excellent Fernandina Beach location.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,102
Property taxesest. at asking price, Nassau County$786
Estimated total, before insurance$3,888/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,919/yr · $160/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$569,000
$113,800
Loan Term
Monthly Payment
$3,102
Principal & Interest: $3,102
Property taxes (est.): $786
Insurance (est.): $379
Estimated Total Monthly
$4,267
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,919/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 19, 2026Active Under Contract$569,000
  • Sep 3, 2026Listed$569,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $260/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95967 Surrey Place, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPOct 2026$425,000$1784/32,388220.1
95958 Surrey Place, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$440,000$1934/2.52,28590.1
95057 Terri'S Way, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYOct 2026$393,000$1774/2.52,225890.3
97280 Harbor Concourse Circle, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDASep 2026$405,000$2273/21,787890.5
95083 Colnago Court, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDASep 2026$340,000$2173/21,569890.6
95985 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLCSep 2026$469,000$1805/32,600440.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$569,000
Price / Sq Ft$260
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,190
Acres0.89 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address941842 Old Nassauville Road, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionHolly Point
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size38,768.4 sq ft
Parcel Number292N28033300050000

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected, Propane
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Plumbed For Ice Maker
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 3, 2026
Days on Market58
Tax Amount$1,918.97
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: SOUTHEAST ATLANTIC REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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