This home is in Amelia National, Fernandina Beach — a gated community home on Amelia Island.
Pending·142 days on market·Amelia National
95136 Golden Glow Drive
Fernandina Beach, FL 32034
About this home
Amelia National
Stunning home located within Amelia National, a coveted resort style neighborhood, offering an unparalleled lifestyle surrounded by luxury amenities. Set on a larger lot, this home offers beautiful landscaping and a large pond view providing privacy in a calm serene environment. If you are considering new construction, you might want to see this home first. Many of the costly upgrades and after closing add on features have already been completed and with impeccable taste. Custom made drapes, custom lighting, custom closets in every room as well as the pantry, garage floor epoxy coating, extended screened paver lanai, upgraded crown molding and more. This open floor plan home with high ceilings throughout features a gourmet style kitchen with quartz countertops, double stacked cabinets, double ovens and a large island for seating and entertaining. Wood look upgraded tile flooring throughout except for secondary bedrooms, natural light streaming in from an abundance of windows and an
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $592,400 in November 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $654,474 | $478,154 | — |
| 2024 | $661,806 | $463,971 | — |
| 2023 | $572,702 | $441,865 | — |
| 2022 | $100,000 | $100,000 | — |
| 2021 | $25,643 | $25,643 | — |
2025 property taxes (current owner): $7,994/yr
Estimated taxes if purchased at asking price: ~$14,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Amelia National
Amelia National is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
View all Amelia National homes for sale →Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines