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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia National, Fernandina Beach — a golf community home on Amelia Island.

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Sold

Sold·Closed Sep 1, 2026·450 days on market·Recent sales in Amelia National·Amelia National

95214 Golden Glow Drive

Fernandina Beach, FL 32034

$640,000sold priceListed at $670,000 · 95.5% of asking$256/sqftMLS# 2080998
4
Beds
3
Baths
2,496
Sq Ft
2023
Built
3
Garage
No
Pool

29 more homes for sale in Amelia National →Search Amelia National on the map

FEMA Zone XHOA $75/mo8,276 sqft lotSingle Family Residence1 story

About this home

Amelia National

MAJOR price improvement! Instant equity. CDD fee paid in FULL! Why wait for the builder? 30K+ in upgrades- Experience luxurious resort-style living year-round in the prestigious gated golf country club Amelia National. The Costa Mesa is one of ICI's most sought after floor plans providing a spacious, open floor plan concept that flows seamlessly throughout featuring a gourmet kitchen with oversized island serving as the centerpiece overlooking the living room and separate formal dining room with modern upgrades throughout. 4 bedrooms PLUS an office/flex room and 3 full baths, this home offers the perfect amount of functionality and space. Soaring ceilings and an abundance of windows allow natural light to flood the home. You are also able to sip on your favorite beverage in privacy on your newly screened in lanai overlooking the preserve. New gutters, water softener, landscaping, and custom built-in closets installed. Amelia National Country Club Community offers a Tom Fazio designer

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,545
Property taxesest. at asking price, Nassau County$884
HOAbilled annually$75
Estimated total, before insurance$4,503/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$9,707/yr · $809/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$640,000
$128,000
Loan Term
Monthly Payment
$3,545
Principal & Interest: $3,545
Property taxes (est.): $884
Insurance (est.): $427
Estimated Total Monthly
$4,855
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $750,000 in November 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$623,681$572,959—
2024$629,381$579,381—
2023$115,000$88,000—
2022$80,000$80,000▼ $20,000
2021$25,643$25,643—

2024 property taxes (current owner): $9,707/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 1, 2026Closed$670,000
  • Jul 26, 2026Pending$670,000
  • Jun 4, 2026Listed$670,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $325/sq ft; this home is listed at $268/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95136 Golden Glow Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSAug 2026$840,000$3253/2.52,584460.2
95404 Golden Glow Drive, Fernandina Beach, FL 32034Listed by ICI SELECT REALTY, INC.Aug 2026$989,160$3064/3.53,23400.2
95308 Bentgrass Court, Fernandina Beach, FL 32034Listed by ICI SELECT REALTY, INC.Aug 2026$1,062,491$3444/33,086480.3
96014 Inlet Cove Court, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPSep 2026$432,700$2213/21,9544470.4
96816 Arrigo Boulevard, Fernandina Beach, FL 31522Listed by MARSH LIFE REALTY, LLCAug 2026$400,000$1923/22,08820.5
95043 Paso Robles Court, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYAug 2026$685,000$3852/21,778860.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$670,000
Price / Sq Ft$268
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,496
Acres0.19 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address95214 Golden Glow Drive, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia National
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size8,276.4 sq ft
Parcel Number272N28006C03980000

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Golf Course, Jogging Path, Playground, Spa/Hot Tub, Tennis Court(s)
Community FeaturesGated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
Window FeaturesSkylight(s)
SecurityGated with Guard
Spa FeaturesCommunity

Exterior

Patio / PorchPorch, Screened
RoofShingle
ConstructionBrick, Fiber Cement, Frame

Additional Information

Date ListedJune 4, 2026
Days on Market450
HOA Fees$899 / Annually
HOA FrequencyAnnually
HOA NameLeland Management
Tax Amount$9,706.8
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JASON MITCHELL REAL ESTATE FLORIDA, LLC.

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia National

Amelia National is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Amelia National homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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