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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Silver Landing, St. Augustine — a home near Tocoi Creek High School.

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Active

Active·48 days on market·Silver Landing

287 Silver Heron Way

St. Augustine, FL 32092

$559,990$249/sqftEst. $3,077/mo mortgageMLS# 2163705
↓ $62,000 below original listOpen house Sat, Oct 24 · 1:00 pm–5:00 pm
4
Beds
3
Baths
2,246
Sq Ft
2026
Built
3
Garage
No
Pool

37 more homes for sale in Silver Landing →Search Silver Landing on the map

FEMA Zone XHOA $30/mo7,841 sqft lotSingle Family Residence2 storiesNew construction

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About this home

Silver Landing

Welcome home to STONEHURST model in Silver Landing at SilverLeaf! This beautifully designed home offers 4 bedrooms and 3 full baths, blending spacious living with thoughtful style and functionality. The open-concept kitchen overlooks the dining area and features the option for a gourmet upgrade, creating an inviting space for everyday meals and entertaining. The bright living room flows seamlessly to the covered lanai, offering the perfect place to relax and enjoy Florida's indoor-outdoor lifestyle. The spacious primary suite provides a private retreat with two walk-in closets and a generously sized primary bath. With flexible living spaces and a layout designed for modern life, this exceptional home is ready to welcome you. Schedule your private tour today!

Next steps in Silver Landing

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,077
Property taxesest. at asking price, St. Johns County$745
HOAbilled annually$30
Estimated total, before insurance$3,853/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,525/yr · $127/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$559,990
$111,998
Loan Term
Monthly Payment
$3,077
Principal & Interest: $3,077
Property taxes (est.): $745
Insurance (est.): $373
Estimated Total Monthly
$4,196
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:34 AM, sunset 6:46 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$117,000$110,000—
2024$100,000$100,000—

2025 property taxes (current owner): $1,525/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 30, 2026Price change$559,990−$62,000
  • Sep 5, 2026Listed$621,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $249/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
365 Silver Lily Way, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$585,000$2344/32,500510.2
178 Eagle Moon Lake Drive, St. Augustine, FL 32092Listed by ASHLEY HOMES REALTY LLCOct 2026$710,000$2624/32,7152110.4
61 Yorkshire Drive, St. Augustine, FL 32092Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$810,000$3054/32,660570.7
49 Golden Fern Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTYOct 2026$635,000$2304/32,75620.9
1204 Paradise Pond Road, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Sep 2026$411,000$2223/21,850601.1
529 Olympic Circle, St. Augustine, FL 32092Listed by DAVIDSON REALTY, INC.Oct 2026$430,000$2062/22,084201.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$559,990
Price / Sq Ft$249
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,246
Total Structure Area2,900 sq ft
Acres0.18 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesNorth

School Information

Zoned elementaryMagnolia Oaks Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryWards Creek
Reported middlePacetti Bay
Reported highTocoi Creek
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address287 Silver Heron Way, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionSilver Landing
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size7,840.8 sq ft
Parcel Number0279723760
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Playground
UtilitiesCable Available, Natural Gas Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Concrete, Tile
# of Stories2
LevelsOne
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPorch, Screened
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 5, 2026
Days on Market49
HOA Fees$365 / Annually
HOA FrequencyAnnually
Tax Amount$1,525.45
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Silver Landing

Silver Landing is a neighborhood in SilverLeaf, FL (St. Johns County), ZIP 32092.

View all Silver Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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