Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·3 days on market

10342 Docksider Drive E

Jacksonville, FL 32257

$325,000$232/sqftEst. $1,800/moMLS# 2167672

Beds

Baths

1,400

Sq Ft

1980

Built

Garage

Pool

FEMA Zone XNo HOA8,712 sqft lotWaterfrontSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Discover this Mandarin gem, a 3-bed, 2-bath home w/ stunning pond views in an established neighborhood. The inviting foyer features 12x24 tile flooring & a striking stacked-stone accent wall. The vaulted living room features a wood-burning stacked-stone fireplace, plush carpeting, & French doors that open to a paver patio where you can relax, enjoy peaceful pond views, & watch wildlife. The spacious eat-in kitchen features granite countertops, tiled backsplash, smooth-top range, abundant natural light, & large wall to wall pantry w/ solid wood shelving. 2 generously sized bedrooms, 1 w/ a walk-in closet, & full bath complete the first floor. Upstairs, a spacious loft leads through double French doors to the oversized primary suite w/ vaulted ceilings, 2 large closets, & dual-vanity bath w/ walk-in shower. The home has a 2-car garage & convenient laundry area. The owner is installing a NEW ROOF & REPLUMBING. A wonderful Mandarin home, affordably priced, ready for your personal touch!

Next steps in Mandarin

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800

Property taxesest. at asking price, Duval County$531

Estimated total, before insurance$2,331/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$325,000

Down Payment: 20%

$65,000

Interest Rate: 7.40%

Loan Term

Monthly Payment

$1,800

Principal & Interest: $1,800

Property taxes (est.): $531

Insurance (est.): $217

Estimated Total Monthly

$2,548

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Membrane, Shingle — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Oct 8, 2026Active$325,000
Oct 2, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $247/sq ft; this home is listed at $232/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
10620 Hampton Road, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLC	Sep 2026	$390,000	$243	4/2	1,608	40	0.3
3622 Ballestero Drive S, Jacksonville, FL 32257Listed by LA ROSA REALTY NORTH FLORIDA, LLC.	Oct 2026	$379,900	$276	3/2	1,376	33	0.4
10397 Arrow Lakes Court, Jacksonville, FL 32257Listed by UNITED REAL ESTATE GALLERY	Sep 2026	$365,000	$265	3/2	1,378	3	0.4
10388 Arrow Lakes Drive E, Jacksonville, FL 32257Listed by DJ & LINDSEY REAL ESTATE	Sep 2026	$197,500	$159	3/2	1,244	56	0.4
9872 Lazy Hollow Lane, Jacksonville, FL 32257Listed by WATSON REALTY CORP	Sep 2026	$389,000	$247	3/2	1,577	5	0.7
3658 Hampton Glen Place, Jacksonville, FL 32257Listed by WATSON REALTY CORP	Sep 2026	$355,000	$229	3/2	1,550	1	0.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$325,000

Price / Sq Ft$232

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,400

Total Structure Area1,904 sq ft

Acres0.20 acres

Year Built1980

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address10342 Docksider Drive E, Jacksonville, FL 32257

Area013-Beauclerc/Mandarin North

SubdivisionAnchorage

CityJacksonville

CountyDuval

StateFL

Zip Code32257

Lot Size8,712 sq ft

Lot Dimensions79 X 120

Parcel Number1557871640

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached

ViewPond

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesElectric Range, Microwave

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Vinyl

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories2

Exterior

Patio / PorchCovered, Front Porch, Patio

RoofMembrane, Shingle

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedOctober 8, 2026

Days on Market2

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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