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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Pending

Pending·62 days on market

3622 Ballestero Drive S

Jacksonville, FL 32257

$379,900$276/sqftEst. $2,028/moMLS# 2157828
↓ $9,100 below original list
3
Beds
2
Baths
1,376
Sq Ft
1977
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA7,405 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

PRICE REDUCED, Turnkey, completely remodeled Mandarin *POOL* home with 3 bedrooms, 2 bathrooms, private preserve lot, and no rear neighbors. This move-in ready home features a new roof, water heater, renovated kitchen and bathrooms, luxury vinyl plank flooring, washer and dryer, and stainless steel appliances, all updated in 2024. Additional upgrades include a new HVAC system and water softener in 2025. Enjoy Florida living in the private backyard with a sparkling in-ground pool and gazebo, perfect for entertaining or relaxing. Ideally located in Mandarin, convenient to Target, Whole Foods, Trader Joe's, shopping, restaurants, parks, major highways and I-295. With extensive recent updates, modern finishes, a pool, and a peaceful preserve setting, this Jacksonville pool home is ready to enjoy!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,028
Property taxesest. at asking price, Duval County$620
Estimated total, before insurance$2,648/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,924/yr · $410/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$379,900
$75,980
Loan Term
Monthly Payment
$2,028
Principal & Interest: $2,028
Property taxes (est.): $620
Insurance (est.): $253
Estimated Total Monthly
$2,902
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,588 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,924/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 10, 2026Pending$379,900
  • Sep 2, 2026Active Under Contract$379,900
  • Aug 28, 2026Price change$379,900−$9,100
  • Aug 15, 2026Active$389,000
  • Aug 10, 2026Active Under Contract$389,000
  • Jul 31, 2026Active$389,000
  • Jul 30, 2026Listed$389,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$379,900
Price / Sq Ft$276
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,376
Acres0.17 acres
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusPending
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryCrown Point
MiddleMandarin

Community Information

Address3622 Ballestero Drive S, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionSouthwood
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size7,405.2 sq ft
Parcel Number1559160306

Amenities

Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesElectric
# of Stories1
LevelsOne

Exterior

Lot DescriptionWooded
FencingBack Yard
Other StructuresGazebo, Shed(s)

Additional Information

Date ListedJuly 31, 2026
Days on Market33
Tax Amount$4,924.27
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LA ROSA REALTY NORTH FLORIDA, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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