This home is in Jacksonville — a pool home in Jacksonville.
Sold·Closed Sep 30, 2026·3 days on market·Recent sales in Mandarin
10397 Arrow Lakes Court
Jacksonville, FL 32257
About this home
Jacksonville
No HOA. No CDD. 2022 Roof, 2023 pool install with wrap around deck and tons of natural lighting. Come see why this one isn't like the rest. At the end of a cul-de-sac, under a canopy of mature trees on nearly a third of an acre and the backyard is the whole story. A gazebo with a full summer kitchen, a firepit with its own paver seating circle, an extensive brick paver patio and walkway system wrapping the home, and a 2023 pool with decking. Inside, a renovated kitchen with granite and soft-close cabinetry, renovated baths, and a beautiful stone encased fireplace. Two bedrooms on the main level; upstairs to the primary suite which has the whole floor to itself including a reading nook in upper loft space. Ten minutes to Baptist South, quick access to I-295 and shopping and dining galore on San Jose Blvd.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,476 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave Sabout 15 mi · 28 parking spaces
Closest park or preserve
Julington-Durbin Preserveabout 6 mi · 6.4 mi of trails
Closest public boat ramp
Goodby's Creek Boat Rampabout 2 mi · St. Johns River - Goodby's Creek
Closest kayak & paddleboard launch
County Dock Hand Launch Areaabout 3 mi · St. Johns River
Closest youth league fields
Burnett Parkabout 0.8 mi · Baseball, Softball
Closest grocery store
Walmart Neighborhood Marketabout 0.2 mi · 10550 Old Street Augustine Road, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,802/yr
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 30, 2026Closed$350,000
- Sep 14, 2026Active Under Contract$350,000
- Sep 10, 2026Active$350,000
- Sep 8, 2026Listed$350,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $243/sq ft; this home is listed at $254/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 10388 Arrow Lakes Drive E, Jacksonville, FL 32257Listed by DJ & LINDSEY REAL ESTATE | Sep 2026 | $197,500 | $159 | 3/2 | 1,244 | 56 | 0.1 |
| 4067 Bald Eagle Lane, Jacksonville, FL 32257Listed by DJ & LINDSEY REAL ESTATE | Sep 2026 | $410,000 | $246 | 3/2 | 1,670 | 3 | 0.4 |
| 3890 Bald Eagle Lane, Jacksonville, FL 32257Listed by WATSON REALTY CORP | Aug 2026 | $370,000 | $240 | 3/2 | 1,540 | 21 | 0.4 |
| 3622 Ballestero Drive S, Jacksonville, FL 32257Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Oct 2026 | $379,900 | $276 | 3/2 | 1,376 | 33 | 0.5 |
| 10620 Hampton Road, Jacksonville, FL 32257Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $390,000 | $243 | 4/2 | 1,608 | 40 | 0.5 |
| 3658 Hampton Glen Place, Jacksonville, FL 32257Listed by WATSON REALTY CORP | Sep 2026 | $355,000 | $229 | 3/2 | 1,550 | 1 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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