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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active

Active·2 days on market

10644 La Mancha Avenue

Jacksonville, FL 32257

$385,900$251/sqftEst. $2,112/moMLS# 2167661
3
Beds
2
Baths
1,540
Sq Ft
1977
Built
2
Garage
Yes
Pool
No HOA9,322 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

No HOA, No CDD, Fully renovated Pool Home in Mandarin! Discover a blend of comfort, convenience, and Florida living in this thoughtfully renovated 3-bedroom, 2-bath home. Whether you're looking for a full-time residence, second home, or rental property-subject to local regulations-this property provides exceptional versatility. Inside, you'll find a spacious layout with comfortable living and dining areas, a 2-car garage, and a designated office space featuring a charming fireplace. The updated kitchen is equipped with solid-wood shaker cabinets, quartz countertops, a modern tile backsplash, and brand-new stainless-steel appliances. New luxury vinyl plank flooring, refreshed bathrooms, updated plumbing and light fixtures, plus fresh interior and exterior paint create a stylish, move-in-ready atmosphere. Enjoy the outdoors from the screened lanai, which overlooks the fully enclosed in-ground pool. The private backyard also features a newly painted cool deck, creat

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,112
Property taxesest. at asking price, Duval County$630
Estimated total, before insurance$2,742/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,834/yr · $236/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$385,900
$77,180
Loan Term
Monthly Payment
$2,112
Principal & Interest: $2,112
Property taxes (est.): $630
Insurance (est.): $257
Estimated Total Monthly
$3,000
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,623 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,834/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 2, 2026Listed$385,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$385,900
Price / Sq Ft$251
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,540
Acres0.21 acres
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
# of Carport Spaces1
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

Community Information

Address10644 La Mancha Avenue, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionSouthwood
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size9,321.84 sq ft
Lot Dimensions70 x 120
Parcel Number1559160212

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Carport, Covered, Garage, RV Access/Parking

Interior

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1

Exterior

Exterior FeaturesOther

Additional Information

Date ListedOctober 2, 2026
Days on Market0
Tax Amount$2,834
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEYCOME OF FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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