This home is in Ironwood, Jacksonville.

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Active

Active·76 days on market·Ironwood

4193 Marblewood Lane

Jacksonville, FL 32216

$294,900$185/sqftEst. $1,504/moMLS# 2144685

Beds

Baths

1,596

Sq Ft

2006

Built

Garage

Pool

About this home

Ironwood

Located in the gated Ironwood community, this move-in ready Southside home offers comfort, style, and valuable recent updates. Enjoy peace of mind with a roof approximately 1 year old, HVAC about 1.5 years old, and a hot water heater only 6 months old. The interior features fresh paint and new flooring, creating a clean, modern feel throughout. The kitchen has brand new quartz counters plus lots of cabinet space, brand new fridge & range and the open plan layout has tranquil views of the lake out back. The home has a screened lanai and also includes a 1-car attached garage with attic storage above, providing extra space for seasonal items, tools, or household overflow. Ironwood offers a convenient Southside location close to shopping, dining, major roadways, St. Johns Town Center, UNF, Mayo Clinic, and area beaches. Community amenities include playground, exercise room and pool. A great opportunity in a gated community with major updates already completed!

Cost to own

Mortgage calculator

Home Price

$294,900

Down Payment: 20%

$58,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,504

Principal & Interest: $1,504

Property taxes (est.): $482

Insurance (est.): $197

Estimated Total Monthly

$2,182

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,504

Property taxesest. at asking price, Duval County$482

HOAbilled monthly$251

Estimated total, before insurance$2,236/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,840/yr · $403/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$253,404	$253,404	▲ $5,000
2024	$249,531	$231,224	—
2023	$231,524	$210,204	—
2022	$223,302	$191,095	—
2021	$173,723	$173,723	—
2020	$165,807	$165,807	—

2025 property taxes (current owner): $4,840/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History