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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverwood, Ponte Vedra — a gated community home in St. Johns County.

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Sold

Sold·Closed Oct 1, 2026·134 days on market·Recent sales in Riverwood·Riverwood

86 Fawn Gully Lane

Ponte Vedra, FL 32081

$395,000sold priceListed at $400,000 · 98.8% of asking$213/sqftMLS# 2139997
3
Beds
2
Baths
1,857
Sq Ft
2010
Built
1
Garage
No
Pool

14 more homes for sale in Riverwood →Search Riverwood on the map

FEMA Zone XHOA $476/moCondominium1 story

About this home

Riverwood

Are you looking for a home that has the Wow Factor? This is it. The soaring vaulted ceilings & open floor plan provide a spacious, open living feel that continues out through the retractable sliders to the huge, screened patio with fabulous views of green spaces and the lake. The renovation is spectacular. The large, gorgeous kitchen features premium cabinets, white quartz countertops, exciting backsplash tile, stainless appliances, under cabinet lighting and more. The bathrooms are elegantly modern, done with quality finishes. Three bedrooms provide options for an office, media room or space for plenty of guests. There are premium plantation shutters throughout, including large panels on the triple sliding doors. Enter directly into the home from your private, attached garage. The building features concrete block construction, barrel tile roofs and classic architecture that makes these Carriage Home condominiums unique. The bond portion of the CDD has been paid off, saving

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,188
Property taxesest. at asking price, St. Johns County$526
HOAbilled monthly$476
Estimated total, before insurance$3,190/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,277/yr · $440/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,188
Principal & Interest: $2,188
Property taxes (est.): $526
Insurance (est.): $263
Estimated Total Monthly
$2,977
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Concrete, Tile — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,789 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$367,000$367,000—
2024$367,000$317,000—
2023$357,010$307,010—
2022$280,000$280,000—
2021$270,000$169,024—
2020$216,000$166,000—

2025 property taxes (current owner): $5,277/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 1, 2026Closed$400,000
  • Aug 30, 2026Active Under Contract$400,000
  • Jul 10, 2026Price change$400,000−$15,000
  • Jul 7, 2026Withdrawn$415,000
  • Apr 14, 2026Listed$415,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $215/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
33 Fawn Gully Lane, Ponte Vedra, FL 32081Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$352,000$2292/21,5362960
82 Fawn Gully Lane F, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDApr 2026$360,000$2502/21,4381470
86 Fawn Gully Lane D, Ponte Vedra, FL 32081Listed by PONTE VEDRA CLUB REALTY, INC.Dec 2025$399,000$2153/21,857320
16 Fawn Gully Lane H, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDSep 2026$380,000$2112/21,797250.1
192 Orchard Pass Avenue 522, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTApr 2026$395,000$1862/22,12950.1
192 Orchard Pass Avenue #524, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTFeb 2026$315,000$1742/21,8103820.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$400,000
Price / Sq Ft$215
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,857
Year Built2010
TypeResidential
Sub-TypeCondominium
StyleSpanish
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

Community Information

Address86 Fawn Gully Lane, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionDel Webb Ponte Vedra
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Parcel Number0702440304
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Gated, Jogging Path, Pickleball, Sauna, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond, Water

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Trash Compactor, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
Security24 Hour Security, Fire Alarm, Gated with Guard, Security Gate
Spa FeaturesCommunity

Exterior

Exterior FeaturesStorm Shutters
Lot DescriptionDead End Street
Patio / PorchCovered, Rear Porch, Screened
RoofConcrete, Tile
ConstructionBlock, Stucco

Additional Information

Date ListedJuly 10, 2026
Days on Market134
HOA Fees$476 / Monthly
HOA FrequencyMonthly
Tax Amount$5,277
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Sold by: THE NEWCOMER GROUP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverwood

Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Riverwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines