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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Arbors At Rivertown, St. Johns a home near Bartram Trail High School.

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Active·47 days on market·Arbors At Rivertown

91 Walnut Glen Court

St. Johns, FL 32259

$734,000$224/sqftEst. $3,742/moMLS# 2151136
5
Beds
4
Baths
3,271
Sq Ft
2023
Built
2
Garage
No
Pool

About this home

Arbors At Rivertown

Welcome to 91 Walnut Glen Ct. This stunning 2023 Wales-Model Farmhouse is perfectly situated on a premium preserve lot tucked away in a quiet Arbors neighborhood cul-de-sac. From the moment you arrive, you'll appreciate the exceptional curb appeal of this modern home, which effortlessly balances space and luxury across 3,200+ square feet. This thoughtfully designed floor plan features 5 spacious bedrooms, 4 full baths, 3 car tandem garage, a grand two-story foyer, soaring 10-foot ceilings, and durable wood-look tile flowing throughout the main living areas. An open-concept layout flows into the chef's kitchen, featuring an oversized quartz island, herringbone tile backsplash, stainless vent hood, and walk-in pantry. Smart upgrades include under-cabinet lighting, a whole-home water softener and a reverse osmosis water system.

Cost to own

Mortgage calculator

$734,000
$146,800
Loan Term
Monthly Payment
$3,742
Principal & Interest: $3,742
Property taxes (est.): $977
Insurance (est.): $489
Estimated Total Monthly
$5,208
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,742
Property taxesest. at asking price, St. Johns County$977
HOAbilled annually$5
Estimated total, before insurance$4,724/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,199/yr · $933/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $734,400 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$628,897$569,891
2024$603,122$553,122
2023$100,000$100,000
2022$44,800$44,800

2025 property taxes (current owner): $11,199/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,402 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 17, 2026Listed$734,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$734,000
Price / Sq Ft$224
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,271
Acres0.17 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address91 Walnut Glen Court, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionArbors At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size7,405.2 sq ft
Parcel Number0007171080
ZoningResidential

Amenities

AmenitiesPool, Other, Basketball Court, Boat Dock, Clubhouse, Fitness Center, Jogging Path, Playground, Tennis Court(s)
UtilitiesElectricity Available, Natural Gas Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingOther, Additional Parking, Attached, Garage
ViewTrees/Woods

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Other
AppliancesDryer, Gas Range, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Porch, Screened
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJune 18, 2026
Days on Market21
HOA Fees$55 / Annually
HOA FrequencyAnnually
Tax Amount$11,198.63
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Arbors At Rivertown

Arbors At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Arbors At Rivertown homes for sale →

Listing Courtesy of: GIVE BACK REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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