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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Yulee — a home near Yulee High School.

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Sold

Sold·Closed Jun 26, 2026·92 days on market·Recent sales in Yulee

77049 Andora Drive

Yulee, FL 32097

$405,000sold priceListed at $405,000 · 100% of asking$151/sqftMLS# 2131160
4
Beds
2.5
Baths
2,687
Sq Ft
2013
Built
2
Garage
No
Pool
HOA $45/mo13,068 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Yulee

Welcome to 77049 Andora Drive in Yulee, Florida, a move-in ready 4 bedroom, 2.5 bathroom home situated on an oversized lot with peaceful lake and fountain views, ideal for buyers searching for homes for sale in Yulee FL with water view, fenced backyard, and spacious layout near Jacksonville. This two story home offers a functional and family friendly floor plan with multiple living spaces, making it perfect for both everyday living and entertaining. Upon entry, tile flooring flows throughout the main living areas, with a convenient half bath off the foyer and a formal dining room that is ideal for gatherings, holiday meals, or flex use. The home opens into a spacious family room that seamlessly connects to the kitchen and breakfast area, creating an open concept layout buyers are actively searching for. The kitchen is designed for both functionality and style, featuring granite countertops, rich wood cabinetry, stainless steel appliances, an oversized island, and a built-in ice maker

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,243
Property taxesest. at asking price, Nassau County$559
HOAbilled semi-annually$45
Estimated total, before insurance$2,847/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,211/yr · $434/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$405,000
$81,000
Loan Term
Monthly Payment
$2,243
Principal & Interest: $2,243
Property taxes (est.): $559
Insurance (est.): $270
Estimated Total Monthly
$3,072
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$339,429$339,429—
2024$327,352$0—
2023$315,821$201,409—
2022$263,807$193,941—
2021$235,020$235,020—
2020$219,121$219,121—

2025 property taxes (current owner): $5,211/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $151/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
65672 Edgewater Drive, Yulee, FL 32097Listed by COMPASS FLORIDA LLCJul 2026$373,400$1754/22,132360.1
70353 Winding River Drive, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$394,330$1864/22,11540.2
77205 Cobblestone Drive, Yulee, FL 32097Listed by SEFAIR INVESTMENTS, INC.Jul 2026$264,000$1223/2.52,16340.2
75104 Morning Glen Court, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$358,000$1814/21,974290.3
76546 Timbercreek Boulevard, Yulee, FL 32097Listed by UNITED REAL ESTATE GALLERYAug 2026$510,000$1985/2.52,57270.4
65849 Edgewater Drive, Yulee, FL 32097Listed by REAL BROKER LLCJul 2026$410,000$1924/22,132200.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$405,000
Price / Sq Ft$151
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,687
Acres0.30 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryWildlight
MiddleYulee
HighYulee

Community Information

Address77049 Andora Drive, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionTimber Creek
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size13,068 sq ft
Parcel Number112N26205201220000

Amenities

AmenitiesPool, Basketball Court, Playground
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Covered, Garage, Off Street
ViewLake, Pond, Water
Waterfront TypeLake Front, Pond

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Solar Tube(s), Walk-In Closet(s)
AppliancesOther, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup
SecuritySecurity System Owned

Exterior

Patio / PorchCovered, Front Porch, Porch, Rear Porch, Screened
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionStucco, Vinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 20, 2026
Days on Market92
HOA Fees$270 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameKingdom Managment
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,210.81
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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