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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Yulee — a home near Yulee High School.

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Sold

Sold·Closed Jun 12, 2026·7 days on market·Recent sales in Yulee

77087 Andora Drive

Yulee, FL 32097

$499,000sold priceListed at $499,000 · 100% of asking$164/sqftMLS# 2141493
4
Beds
3.5
Baths
3,048
Sq Ft
2014
Built
3
Garage
No
Pool
HOA $49/mo8,712 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Yulee

Welcome to this beautifully designed two-story home in the highly desirable Timber Creek community, where space, comfort, and lifestyle come together seamlessly. Featuring 4 bedrooms, 3.5 bathrooms, and a spacious 3-car garage, this home offers the ideal layout for both everyday living and entertaining. The main level showcases an open-concept kitchen and living area filled with natural light, creating a warm and inviting space to gather. A separate dining room provides the perfect setting for hosting, while the downstairs flex room offers versatility for a home office, playroom, or additional living space. The owner's suite is conveniently located on the first floor, offering privacy and comfort with easy access to the main living areas. Upstairs, you'll find a large enclosed loft, perfect for a media room, game space, or secondary living area, along with generously sized additional bedrooms, including one with its own en-suite bathroom--ideal for guests or multigenerational living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,764
Property taxesest. at asking price, Nassau County$689
HOAbilled annually$49
Estimated total, before insurance$3,502/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,628/yr · $469/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$499,000
$99,800
Loan Term
Monthly Payment
$2,764
Principal & Interest: $2,764
Property taxes (est.): $689
Insurance (est.): $333
Estimated Total Monthly
$3,786
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $470,000 in September 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$411,181$356,225—
2024$395,478$345,478—
2023$356,980$204,704—
2022$299,817$197,285—
2021$236,866$236,866—
2020$220,529$220,529—

2025 property taxes (current owner): $5,628/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $152/sq ft; this home is listed at $164/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
77049 Andora Drive, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$405,000$1514/2.52,687920
77205 Cobblestone Drive, Yulee, FL 32097Listed by SEFAIR INVESTMENTS, INC.Jul 2026$264,000$1223/2.52,16340.2
65627 Edgewater Drive, Yulee, FL 32097Listed by UNITED REAL ESTATE GALLERYMay 2026$375,000$1524/42,4751220.2
76546 Timbercreek Boulevard, Yulee, FL 32097Listed by UNITED REAL ESTATE GALLERYAug 2026$510,000$1985/2.52,57270.4
65367 River Glen Parkway, Yulee, FL 32097Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJul 2026$429,900$1725/32,494100.4
70056 Misty Lake Court, Yulee, FL 32097Listed by 7 STAR REALTY, INC.Aug 2026$309,000$1245/32,4943810.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,000
Price / Sq Ft$164
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,048
Acres0.20 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

ElementaryWildlight
MiddleYulee
HighYulee

Community Information

Address77087 Andora Drive, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionTimber Creek
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size8,712 sq ft
Parcel Number112N26205201210000

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Screened
FencingBack Yard
RoofShingle
ConstructionFrame, Stucco, Vinyl Siding

Additional Information

Date ListedApril 23, 2026
Days on Market7
HOA Fees$586 / Annually
HOA FrequencyAnnually
Tax Amount$5,627.9
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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