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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in River Landing, Ponte Vedra — a gated community home in St. Johns County.

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Active

Active·36 days on market·River Landing

605 Shell Ridge Lane

Ponte Vedra, FL 32081

$2,575,000$609/sqftEst. $14,263/moMLS# 2164286
↓ $100,000 below original list
5
Beds
5.5
Baths
4,226
Sq Ft
2026
Built
3
Garage
No
Pool

3 more homes for sale in River Landing →Search River Landing on the map

FEMA Zone XHOA $243/mo0.47 acresSingle Family Residence2 storiesNew construction

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About this home

River Landing

Experience luxury new construction and the coveted Nocatee lifestyle in River Landing, a prestigious gated community offering expansive homesites, beautiful natural surroundings, exceptional community amenities and a private community dock on the Intracoastal Waterway. Custom built by Luxury Homes by Marcus Meide, this stunning 5-bedroom, 5.5-bath residence with an upstairs loft and a pocket office combining sophisticated design, exceptional craftsmanship and an open-concept floor plan designed for both everyday living and effortless entertaining. At the heart of the home, the gourmet kitchen and expansive family room are filled with natural light from an abundance of windows and doors. The chef-inspired kitchen features premium Thermador appliances, a 6-burner gas cooktop, built-in refrigerator, separate oven and microwave combination, oversized center island and spacious walk-in pantry. The kitchen and family room flow seamlessly to the large covered lanai, already pre-plumbed for a

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$14,263
Property taxesest. at asking price, St. Johns County$3,426
HOAbilled annually$243
Estimated total, before insurance$17,932/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,993/yr · $833/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,575,000
$515,000
Loan Term
Monthly Payment
$14,263
Principal & Interest: $14,263
Property taxes (est.): $3,426
Insurance (est.): $1,717
Estimated Total Monthly
$19,406
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,275 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$500,000$484,484—
2024$555,000$440,440—
2023$550,000$400,400—
2022$364,000$364,000—

2025 property taxes (current owner): $9,993/yr

Estimated taxes if purchased at asking price: ~$41,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 8, 2026Price change$2,575,000−$100,000
  • Sep 10, 2026Listed$2,675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $359/sq ft; this home is listed at $609/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
146 Whistling Palm Court, Ponte Vedra, FL 32081Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$2,260,000$5854/5.53,860260.3
618 Timber Pond Drive, Ponte Vedra Beach, FL 32082Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$995,000$2826/43,53410.3
447 W Mill Chase Court, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYJul 2026$1,050,000$3095/43,393400.4
403 S Mill View Way, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Oct 2026$1,280,000$3594/43,570530.6
812 Harbor Preserve Court, Ponte Vedra, FL 32081Listed by RE/MAX SPECIALISTS PVSep 2026$1,268,000$3546/43,58480.7
177 Timbercreek Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCAug 2026$1,400,000$3805/5.53,68240.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,575,000
Price / Sq Ft$609
Bedrooms5
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage4,226
Acres0.47 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

Zoned elementaryPalm Valley Academy
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPalm Valley Academy
Reported middlePalm Valley Academy
Reported highAllen D. Nease
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address605 Shell Ridge Lane, Ponte Vedra, FL 32081
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionRiver Landing
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size20,473.2 sq ft
Lot Dimensions100x221x29x164
Parcel Number0694410690
ZoningSingle Family

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Freezer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecuritySecurity Gate

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Rear Porch
RoofMetal
ConstructionComposition Siding, Frame
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 10, 2026
Days on Market34
HOA Fees$2,911 / Annually
HOA FrequencyAnnually
HOA NameRiver Landing at Nocatee
Tax Amount$9,992.62
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About River Landing

River Landing is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all River Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines