This home is in River Landing, Ponte Vedra.

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Active·Listed today·River Landing

320 River Breeze Drive

Ponte Vedra, FL 32081

$2,795,000$643/sqftEst. $14,251/moMLS# 2157004

Beds

Baths

4,345

Sq Ft

2026

Built

Garage

Pool

About this home

River Landing

Experience exceptional luxury in this stunning new construction home built by Starr Custom Homes located in the exclusive River Landing community within Nocatee. Designed with both elegance and functionality in mind, this spacious residence offers 5 bedrooms and 6 bathrooms, providing ample space for family living and entertaining. CHECK OUT LOOKBOOK under Documents tab! The gourmet chef's kitchen is equipped with premium Thermador appliances, combining professional-grade performance with sophisticated style. Large pantry with an additional back working kitchen. The open-concept floor plan features expansive living spaces, abundant natural light, and high end finishes throughout. For those seeking the ultimate Florida lifestyle, a custom pool package is available as an optional upgrade, allowing you to create your own private oasis. Enjoy the outdoor covered porch with a summer kitchen. Additional highlights include

Cost to own

Mortgage calculator

Home Price

$2,795,000

Down Payment: 20%

$559,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$14,251

Principal & Interest: $14,251

Property taxes (est.): $3,719

Insurance (est.): $1,863

Estimated Total Monthly

$19,833

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$14,251

Property taxesest. at asking price, St. Johns County$3,719

HOAbilled annually$243

Estimated total, before insurance$18,213/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 24, 2026Listed$2,795,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,795,000

Price / Sq Ft$643

Bedrooms5

Bathrooms5.50

Full Baths5

Half Baths1

Square Footage4,345

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

Property ConditionUnder Construction

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

New ConstructionYes

School Information

ElementaryPalm Valley Academy

MiddlePalm Valley Academy

HighAllen D. Nease

Community Information

Address320 River Breeze Drive, Ponte Vedra, FL 32081

Area271-Nocatee North

SubdivisionRiver Landing

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Parcel Number0694410010

Amenities

AmenitiesGated

UtilitiesCable Available, Electricity Connected, Sewer Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Freezer, Gas Cooktop, Microwave, Refrigerator, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

# of Stories2

LevelsTwo

LaundrySink

SecuritySecurity Gate, Smoke Detector(s)