This home is in Sawmill Lakes, Ponte Vedra Beach.

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Active

403 S Mill View Way, Ponte Vedra Beach, FL 32082

$1,375,000

MLS# 2154277

Bedrooms

Bathrooms

3,570

Sq Ft

1998

Year Built

About This Home — 403 S Mill View Way

The wait is over! Completely transformed and renovated inside and out, this stunning Sawmill Lakes home is as close to new construction as you can get--without the wait! Offering 4 bedrooms, 4 baths, and over 3,570 sq. ft., this home has been rebuilt from the studs with designer finishes and exceptional craftsmanship throughout. Soaring ceilings, a delightful eat-in chef's kitchen, separate dining room, dedicated office, and versatile flex space create the perfect setting for entertaining. A huge bonus room with a full bath offers endless possibilities. Situated on a private quarter-acre preserve lot, enjoy a beautifully landscaped backyard with a paver patio and fire pit. A rare opportunity in one of Ponte Vedra Beach's most sought-after communities. Minutes to the beach, shopping, dining, and top-rated St. Johns County schools. Ask about preferred membership opportunities at the Ponte Vedra Inn & Club and The Lodge & Club. Keep an eye out, photos coming soon!

Features

Price$1,375,000

Price / Sq Ft$385

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,570

Acres0.24 acres

Year Built1998

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address403 S Mill View Way, Ponte Vedra Beach, FL 32082

Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd

SubdivisionSawmill Lakes

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size10,454.4 sq ft

Parcel Number0673460360

Amenities

AmenitiesPool, Clubhouse, Playground

UtilitiesCable Available, Electricity Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Eat-in Kitchen, His and Hers Closets, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop

HeatingCentral, Electric

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories2

LevelsTwo

Exterior

Exterior FeaturesFire Pit

Patio / PorchCovered, Patio

RoofShingle

Additional Information

Date ListedJuly 8, 2026

Days on Market0

HOA Fees$832 / Semi-Annually

HOA FrequencySemi-Annually

HOA Fee IncludesMaintenance Grounds

Tax Amount$6,452.33

Tax Year2025

Listing TermsCash, Conventional, VA Loan

55+ CommunityNo

New ConstructionNo

About Sawmill Lakes

Sawmill Lakes is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawmill Lakes homes for sale →

Mortgage Calculator

Home Price

$1,375,000

Down Payment: 20%

$275,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$7,318

Principal & Interest: $7,318

Est. Taxes & Insurance: $1,830

Estimated Total Monthly

$9,148

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,318

Property taxesest. at asking price, St. Johns County$1,832

HOAbilled semi-annually$139

Estimated total, before insurance$9,289/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Taxes & Assessment

2025 property taxes (current owner): $6,452/yr

Estimated taxes if purchased at asking price: ~$22,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,859 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.