Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Cimarrone Golf Club, St. Johns — a home near Beachside High School.

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Active

Active·Listed today·Cimarrone Golf Club

5001 Totem Court

St. Johns, FL 32259

$765,000$311/sqftEst. $3,953/moMLS# 2163822

Beds

Baths

2,463

Sq Ft

2001

Built

Garage

Pool

About this home

Cimarrone Golf Club

Magnificently remolded, this 4-bedroom, 3-bath residence offers 2,463 square feet of refined living space, an exceptional outdoor entertaining area, and a private preserve backdrop. Tucked away on a quiet cul-de-sac within a gated, guard-secured community, the home combines sophisticated custom finishes with privacy, comfort, and effortless Florida living. At the heart of the home is a stunning remodeled kitchen, designed with impressive 10-foot custom cabinetry, leathered marble countertops, and a charming bay window accented with custom-made cushions. The open-concept design flows beautifully into the main living spaces, where soaring 12-foot ceilings, plantation shutters, and rich real wood flooring create an elegant yet inviting atmosphere. The spacious family room is anchored by a gas fireplace surrounded by custom built-ins, creating a warm and sophisticated focal point for both everyday living and entertaining.

Cost to own

Mortgage calculator

Home Price

$765,000

Down Payment: 20%

$153,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$3,953

Principal & Interest: $3,953

Property taxes (est.): $1,018

Insurance (est.): $510

Estimated Total Monthly

$5,481

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$3,953

Property taxesest. at asking price, St. Johns County$1,018

HOAbilled monthly$205

Estimated total, before insurance$5,176/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,763/yr · $314/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,763/yr

Estimated taxes if purchased at asking price: ~$12,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,748 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 9, 2026Active$765,000
Sep 5, 2026Listed$765,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$765,000

Price / Sq Ft$311

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,463

Acres0.45 acres

Year Built2001

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryTimberlin Creek

MiddleSwitzerland Point

HighBeachside

Community Information

Address5001 Totem Court, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionCimarrone Golf & Cc

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size19,602 sq ft

Parcel Number0098550350

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management - Off Site, Park, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Circular Driveway, Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric, Split System

FlooringWood

FireplaceNo

# of Fireplaces0

# of Stories1

LevelsTwo

SecurityGated with Guard, Smoke Detector(s)