Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Cimarrone Golf Club, St. Johns — a golf course home in St. Johns County.

1 / 58

Pending

Pending·41 days on market·Cimarrone Golf Club

3451 Babiche Street

St. Johns, FL 32259

$530,000$243/sqftEst. $2,725/moMLS# 2155164

Beds

Baths

2,183

Sq Ft

2004

Built

Garage

Pool

About this home

Cimarrone Golf Club

Welcome to life in Cimarrone Golf & Country Club, where golf, beautiful tree lined streets, and top rated St. Johns County schools create one of the area's most desirable lifestyles. Nestled on a peaceful street, this beautifully maintained home offers the perfect blend of comfort, convenience, and thoughtful updates. Major improvements provide peace of mind, including a new roof (2022), new HVAC system (2020), whole home interior paint (2026), and newer kitchen appliances. Additional features include granite kitchen countertops, a water softener system, and an oversized 2.5 car garage with plenty of room for vehicles, storage, or a workshop.NO CDD FEE! Designed for both everyday living and entertaining, the spacious interior flows seamlessly to the outdoor living space, creating the perfect place to relax and enjoy Florida's year-round sunshine. One of this home's standout features is its location within the community.

Cost to own

Mortgage calculator

Home Price

$530,000

Down Payment: 20%

$106,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,725

Principal & Interest: $2,725

Property taxes (est.): $705

Insurance (est.): $353

Estimated Total Monthly

$3,783

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,725

Property taxesest. at asking price, St. Johns County$705

HOAbilled monthly$188

Estimated total, before insurance$3,618/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,243/yr · $520/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,243/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 25, 2026Pending$530,000
Jul 19, 2026Active$530,000
Jul 14, 2026Pending$530,000
Jul 13, 2026Listed$530,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$530,000

Price / Sq Ft$243

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,183

Acres0.25 acres

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryTimberlin Creek

MiddleSwitzerland Point

HighBeachside

Community Information

Address3451 Babiche Street, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionCimarrone Golf & Cc

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size10,890 sq ft

Parcel Number0098580580

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Management- On Site, Park, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached

ViewWater

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryIn Unit

Security24 Hour Security, Security Gate