Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cimarrone Golf Club, St. Johns — a gated community home in St. Johns County.

Photo 1 / 66
Active

Active·196 days on market·Cimarrone Golf Club

2693 Seneca Drive

St. Johns, FL 32259

$734,000$230/sqftEst. $4,066/moMLS# 2137711
↓ $5,000 below original list
4
Beds
3.5
Baths
3,197
Sq Ft
2001
Built
2
Garage
No
Pool

5 more homes for sale in Cimarrone Golf Club →Search Cimarrone Golf Club on the map

FEMA Zone XHOA $188/mo0.46 acresSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Cimarrone Golf Club

PRICE IMPROVEMENT! NEW LVP flooring just installed!! Experience luxury living in Cimarrone's prestigious golf and country club community. Elegant 4-bedroom home with dedicated office OR 5th bedroom, 3.5 baths with modern updates and timeless appeal in a premier location. Recently updated, this home offers the perfect blend of modern comfort, timeless style, and an unbeatable location. Step inside a bright, open layout featuring new flooring, fresh paint throughout, a new roof, and new appliances. The spacious kitchen flows seamlessly into the family room with a cozy gas fireplace, perfect for both relaxing nights and entertaining guests. Enjoy the peaceful beauty of the preserve and distant golf course from your sunroom, a private retreat for morning coffee or evening sunsets. Located in a top-rated A+ school district and just minutes from shopping, dining, and daily conveniences. Residents can enjoy luxury amenities including a club house, pool, fitness, tennis, restaurant and Golf

Next steps in Cimarrone Golf Club

FollowNew Cimarrone Golf Club homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,066
Property taxesest. at asking price, St. Johns County$977
HOAbilled monthly$188
Estimated total, before insurance$5,230/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,774/yr · $648/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$734,000
$146,800
Loan Term
Monthly Payment
$4,066
Principal & Interest: $4,066
Property taxes (est.): $977
Insurance (est.): $489
Estimated Total Monthly
$5,532
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,457 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$554,051$551,010—
2024$536,114$500,918—
2023$563,815$455,380—
2022$554,856$413,982—
2021$376,347$376,347—
2020$365,992$343,213—

2025 property taxes (current owner): $7,774/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 1, 2026Price change$734,000−$5,000
  • Apr 1, 2026Listed$739,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $230/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2535 Cimarrone Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$884,000$2615/43,39010.3
258 Conquistador Road, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$975,000$2355/4.54,153580.6
513 Wetherby Lane, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSSep 2026$643,500$1995/43,22930.8
156 N Atherley Road, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSAug 2026$650,000$1844/33,541140.8
246 Willow Winds Parkway, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$535,000$2174/22,46860.8
725 Corrigan Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$620,000$1736/53,57651

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$734,000
Price / Sq Ft$230
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,197
Acres0.46 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryTimberlin Creek
Reported middleSwitzerland Point
Reported highBeachside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address2693 Seneca Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionCimarrone Golf & Cc
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size20,037.6 sq ft
Parcel Number0098550100
ZoningResidential

Amenities

Community FeaturesRestaurant, Gated
UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Gated

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Electric Range
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecurityGated with Guard, Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionIrregular Lot, Wooded
Patio / PorchPatio, Porch
FencingWrought Iron
RoofShingle
ConstructionFrame, Stone Veneer, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedApril 1, 2026
Days on Market180
HOA Fees$188 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSecurity
Tax Amount$7,774.41
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cimarrone Golf Club

Cimarrone Golf Club is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Cimarrone Golf Club homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines