This home is in Stillwater, St. Johns.

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Active

Active·135 days on market·Stillwater

1578 Stillwater Boulevard

St. Johns, FL 32259

$379,000$201/sqftEst. $1,926/moMLS# 2133537

Beds

Baths

1,886

Sq Ft

2023

Built

Garage

Pool

About this home

Stillwater

DON'T WAIT FOR NEW! VILLA STUNNER SHOWS LIKE A MODEL! Welcome to the highly sought after 55+ golf community of Stillwater! This beautifully maintained 3 bedroom, 2 bath home with a designated office offers thoughtfully designed living space on a premium preserve view lot. The open and bright floor plan is enhanced by elegant crown molding throughout. The kitchen showcases stainless steel appliances, an upgraded farmhouse sink, ample cabinetry, and generous counter space. Retreat to the private primary suite featuring a large walk in closet and a spacious en suite bath designed for comfort and relaxation. Enjoy peaceful mornings and relaxing evenings from your screened lanai with a serene natural backdrop. The garage features a durable epoxy floor for added style and functionality. Low maintenance living includes golf membership, lawn care, roof maintenance, and exterior painting, plus resort style amenities and a full social calendar. Come check out this meticulous home.

Cost to own

Mortgage calculator

Home Price

$379,000

Down Payment: 20%

$75,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,926

Principal & Interest: $1,926

Est. Taxes & Insurance: $482

Estimated Total Monthly

$2,408

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,926

Property taxesest. at asking price, St. Johns County$504

HOAbilled monthly$741

Estimated total, before insurance$3,171/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $445,900 in July 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$377,995	$189,617	—
2024	$412,443	$183,566	—
2023	$100,000	$100,000	—

2025 property taxes (current owner): $5,600/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 13, 2026Price change$379,000−$10,900
Mar 6, 2026Listed$389,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$379,000

Price / Sq Ft$201

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,886

Acres0.14 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleVilla

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

Community Information

Address1578 Stillwater Boulevard, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionStillwater

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size6,098.4 sq ft

Parcel Number0098622460

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management- On Site, Pickleball, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryGas Dryer Hookup, In Unit, Washer Hookup