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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Stillwater, St. Johns — a 55+ community home in St. Johns County.

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Sold

Sold·Closed Sep 30, 2026·174 days on market·Recent sales in Stillwater·Stillwater

1578 Stillwater Boulevard

St. Johns, FL 32259

$375,000sold priceListed at $375,000 · 100% of asking$199/sqftMLS# 2133537
3
Beds
2
Baths
1,886
Sq Ft
2023
Built
2
Garage
No
Pool

26 more homes for sale in Stillwater →Search Stillwater on the map

FEMA Zone XHOA $741/mo6,098 sqft lotSingle Family Residence1 story

About this home

Stillwater

DON'T WAIT FOR NEW! VILLA STUNNER SHOWS LIKE A MODEL! Welcome to the highly sought after 55+ golf community of Stillwater! This beautifully maintained 3 bedroom, 2 bath home with a designated office offers thoughtfully designed living space on a premium preserve view lot. The open and bright floor plan is enhanced by elegant crown molding throughout. The kitchen showcases stainless steel appliances, an upgraded farmhouse sink, ample cabinetry, and generous counter space. Retreat to the private primary suite featuring a large walk in closet and a spacious en suite bath designed for comfort and relaxation. Enjoy peaceful mornings and relaxing evenings from your screened lanai with a serene natural backdrop. The garage features a durable epoxy floor for added style and functionality. Low maintenance living includes golf membership, lawn care, roof maintenance, and exterior painting, plus resort style amenities and a full social calendar. Come check out this meticulous home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,077
Property taxesest. at asking price, St. Johns County$499
HOAbilled monthly$741
Estimated total, before insurance$3,317/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,600/yr · $467/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$2,077
Principal & Interest: $2,077
Property taxes (est.): $499
Insurance (est.): $250
Estimated Total Monthly
$2,826
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $445,900 in July 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$377,995$189,617—
2024$412,443$183,566—
2023$100,000$100,000—

2025 property taxes (current owner): $5,600/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 30, 2026Closed$375,000
  • Sep 8, 2026Pending$375,000
  • Aug 28, 2026Active Under Contract$375,000
  • Aug 14, 2026Price change$375,000−$4,000
  • Jul 13, 2026Price change$379,000−$10,900
  • Mar 6, 2026Listed$389,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $266/sq ft; this home is listed at $199/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1502 Stillwater Boulevard, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSAug 2026$539,000$2663/32,027360.1
4933 Blackhawk Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$675,000$3043/22,21910.3
80 Dogleg Run, St. Johns, FL 32259Listed by COMPASS FLORIDA LLCOct 2026$390,000$2073/21,886990.3
154 Dogleg Run, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSSep 2026$320,000$1982/21,6201940.3
483 Murphys Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$308,000$2052/21,503380.5
2448 Cimarrone Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$645,000$3013/22,14130.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$199
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,886
Acres0.14 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleVilla
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

Community Information

Address1578 Stillwater Boulevard, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionStillwater
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size6,098.4 sq ft
Parcel Number0098622460

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Management- On Site, Pickleball, Tennis Court(s)
Community FeaturesSidewalks, Restaurant, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 9, 2026
Days on Market174
HOA Fees$740.72 / Monthly
HOA FrequencyMonthly
HOA NameStillwater
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,600.4
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Sold by: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Stillwater

Stillwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Stillwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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