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This home is in Durbin Crossing, St. Johns.

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Active

Active·Listed today·Durbin Crossing

27 Willow Winds Parkway

St. Johns, FL 32259

$475,000$228/sqftEst. $2,422/moMLS# 2157637
4
Beds
3
Baths
2,087
Sq Ft
2013
Built
2
Garage
No
Pool

About this home

Durbin Crossing

Private preserve views, two private bedroom suites, and a move-in-ready interior make this Durbin Crossing home stand out! This beautifully maintained 4-bedroom, 3-bath home offers fresh interior paint, updated flooring, and no carpet throughout. Featuring two private bedroom suites, including the spacious primary suite, this home offers exceptional flexibility for guests, multi-generational living, or added privacy. Relax on the screened lanai overlooking the fully fenced backyard and enjoy peaceful preserve views. Located in highly sought-after Durbin Crossing with resort-style amenities and zoned for Patriot Oaks Academy and Creekside High School. Buyers financing with Melanie Scirocco-Coomer of Resource Financial may qualify for a 1% lender credit toward closing costs (subject to lender approval and borrower qualification).

Cost to own

Mortgage calculator

$475,000
$95,000
Loan Term
Monthly Payment
$2,422
Principal & Interest: $2,422
Property taxes (est.): $632
Insurance (est.): $317
Estimated Total Monthly
$3,371
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,422
Property taxesest. at asking price, St. Johns County$632
HOAbilled annually$6
Estimated total, before insurance$3,060/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,806/yr · $651/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$406,398$346,663
2024$399,949$336,186
2023$419,934$324,938
2022$364,017$314,017
2021$268,659$268,659
2020$262,594$262,594

2025 property taxes (current owner): $7,806/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,653 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 29, 2026Listed$475,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$475,000
Price / Sq Ft$228
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,087
Acres0.23 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address27 Willow Winds Parkway, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionDurbin Crossing
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size10,018.8 sq ft
Parcel Number0096360420

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Guest Suite, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
FencingBack Yard, Privacy, Vinyl, Wrought Iron
RoofShingle

Additional Information

Date ListedJuly 29, 2026
Days on Market0
HOA Fees$67 / Annually
HOA FrequencyAnnually
Tax Amount$7,806.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Durbin Crossing

Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Durbin Crossing homes for sale →

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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