Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Cimarrone Golf Club, St. Johns — a gated community home in St. Johns County.

No photos available

This listing has no photos yet

No photos available

This listing has no photos yet

Active

Active·Listed today·Cimarrone Golf Club

3224 Sequoyah Circle

St. Johns, FL 32259

$743,500$273/sqftEst. $3,842/moMLS# 2164015

Beds

Baths

2,726

Sq Ft

1998

Built

Garage

Pool

About this home

Cimarrone Golf Club

ONE-OWNER, CUSTOM-BUILT GOLF COURSE HOME in Cimarrone Golf & Country Club! Offering 2,726 SF with 4 bedrooms, 2.5 baths or 3 plus a dedicated office and side-entry 3-car garage. Beautifully updated kitchen, new refrigerator (2025) and fresh interior paint make this home move-in ready. Major updates include HVAC (2025), roof (2018) and water heater (2019). Exceptional curb appeal with beautifully updated landscaping--currently recognized as Cimarrone's Yard of the Month! The sprinkler system has been replaced and irrigation is supplied by a deep well. A paver sidewalk extends from the driveway around the home to the screened porch overlooking the golf-course setting. Lovingly maintained by its original owners, this custom home offers space, significant updates and a wonderful golf-course location.

Cost to own

Mortgage calculator

Home Price

$743,500

Down Payment: 20%

$148,700

Interest Rate: 6.71%

Loan Term

Monthly Payment

$3,842

Principal & Interest: $3,842

Property taxes (est.): $989

Insurance (est.): $496

Estimated Total Monthly

$5,327

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$3,842

Property taxesest. at asking price, St. Johns County$989

HOAbilled annually$205

Estimated total, before insurance$5,036/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,073/yr · $339/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,073/yr

Estimated taxes if purchased at asking price: ~$11,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 9, 2026Listed$743,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$743,500

Price / Sq Ft$273

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,726

Acres0.54 acres

Year Built1998

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

School Information

ElementaryTimberlin Creek

MiddleSwitzerland Point

HighBeachside

Community Information

Address3224 Sequoyah Circle, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionCimarrone Golf & Cc

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size23,522.4 sq ft

Lot Dimensions123x200

Parcel Number0098510170

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Pickleball, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewGolf Course, Pond, Protected Preserve

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryIn Unit, Sink

SecurityGated with Guard