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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cimarrone Golf Club, St. Johns — a home near Beachside High School.

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Active·Listed today·Cimarrone Golf Club

3420 Babiche Street

St. Johns, FL 32259

$665,000$278/sqftEst. $3,683/mo mortgageMLS# 2169969
4
Beds
3
Baths
2,394
Sq Ft
2004
Built
2
Garage
Yes
Pool

5 more homes for sale in Cimarrone Golf Club →Search Cimarrone Golf Club on the map

HOA $188/mo11,761 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Cimarrone Golf Club

Welcome to your own private retreat! Brand new roof! This beautiful pool home offers an inviting feel with fresh paint throughout, granite countertops in the kitchen, and a desirable preserve lot that provides a peaceful natural backdrop. Inside, enjoy tile flooring throughout the main living areas and warm wood flooring in the bedrooms. Step outside to the screened-in lanai and pool area, the perfect setting for relaxing, entertaining guests, or enjoying the Florida lifestyle year-round. Enjoy a short walk to the neighborhood sports fields and dog park, making it easy to stay active and enjoy the outdoors with family and pets.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,683
Property taxesest. at asking price, St. Johns County$885
HOAbilled monthly$188
Estimated total, before insurance$4,756/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,383/yr · $365/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$665,000
$133,000
Loan Term
Monthly Payment
$3,683
Principal & Interest: $3,683
Property taxes (est.): $885
Insurance (est.): $443
Estimated Total Monthly
$5,012
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,602 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,383/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 19, 2026Listed$665,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $278/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3451 Babiche Street, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCAug 2026$518,000$2373/22,18370.1
4532 Comanche Trail Boulevard, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSSep 2026$444,900$2543/21,75350.3
4352 Comanche Trail Boulevard, St. Johns, FL 32259Listed by WATSON REALTY CORPAug 2026$448,000$2154/22,088900.3
27 Willow Winds Parkway, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYAug 2026$450,000$2164/32,08740.3
2448 Cimarrone Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$645,000$3013/22,14130.3
4248 Leaping Deer Lane, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$480,000$2423/21,985810.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$665,000
Price / Sq Ft$278
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,394
Acres0.27 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address3420 Babiche Street, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionCimarrone Golf & Cc
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size11,761.2 sq ft
Parcel Number0098580480

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Management - Full Time, Playground, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionMany Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
RoofShingle
ConstructionStucco

Additional Information

Date ListedOctober 20, 2026
Days on Market0
HOA Fees$188 / Monthly
HOA FrequencyMonthly
Tax Amount$4,383.41
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cimarrone Golf Club

Cimarrone Golf Club is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Cimarrone Golf Club homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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