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This home is in Cimarrone Golf Club, St. Johns a waterfront home in St. Johns County.

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Pending

Pending·4 days on market·Cimarrone Golf Club

2535 Cimarrone Boulevard

St. Johns, FL 32259

$875,000$258/sqftEst. $4,522/moMLS# 2162884
5
Beds
4
Baths
3,390
Sq Ft
2004
Built
3
Garage
Yes
Pool

About this home

Cimarrone Golf Club

Spacious 5BR/4BA home in Cimarrone offering 3,390 sq ft with 10-ft ceilings and a functional floor plan. White oak engineered flooring extends through the entry, primary suite, and bedroom 2. The primary suite features a sitting area, crown molding, jacuzzi tub, and separate shower. Dining room also features crown molding. A bonus room with full bath provides flexible living space. The main living area includes a full bath with convenient pool access. The backyard offers picturesque views of the pond and preserve, creating a private natural setting with opportunities to observe a variety of wildlife. Additional features include a wood-burning fireplace, walk-in attic, and washer/dryer conveying. Recent updates include new garage doors, gutters, pool pump, and driveway pavers replaced approximately 2 years ago. Roof is approximately 5 years old. Upstairs HVAC is approximately 1 year old; downstairs approximately 2 years old. Air-conditioned garage with workbench.

Cost to own

Mortgage calculator

$875,000
$175,000
Loan Term
Monthly Payment
$4,522
Principal & Interest: $4,522
Property taxes (est.): $1,164
Insurance (est.): $583
Estimated Total Monthly
$6,269
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$4,522
Property taxesest. at asking price, St. Johns County$1,164
HOAbilled annually$205
Estimated total, before insurance$5,891/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,465/yr · $455/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,465/yr

Estimated taxes if purchased at asking price: ~$14,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,656 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 7, 2026Pending$875,000
  • Sep 4, 2026Active$875,000
  • Sep 1, 2026Listed$875,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$875,000
Price / Sq Ft$258
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,390
Acres0.29 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusPending
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Waterfall
Is WaterfrontYes
Direction FacesWest

School Information

Community Information

Address2535 Cimarrone Boulevard, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionCimarrone Golf & Cc
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size12,632.4 sq ft
Parcel Number0098580700
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch
FencingBack Yard
RoofShingle

Additional Information

Date ListedSeptember 4, 2026
Days on Market1
HOA Fees$2,460 / Annually
HOA FrequencyAnnually
Tax Amount$5,464.62
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Cimarrone Golf Club

Cimarrone Golf Club is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Cimarrone Golf Club homes for sale →

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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